Mortgage Rate History Chart

Year Min Rate Max Rate
1971 7.29 7.73
1972 7.23 7.46
1973 7.43 8.85
1974 8.40 10.03
1975 8.80 9.60
1976 8.70 9.10
1977 8.65 9.00
1978 8.98 10.38
1979 10.38 12.90
1980 12.18 16.35
1981 14.80 18.63
1982 13.57 17.66
1983 12.55 13.89
1984 13.14 14.68
1985 11.09 13.29
1986 9.29 10.99
1987 9.03 11.58
1988 9.84 10.77
1989 9.68 11.22
1990 9.56 10.67
1991 8.35 9.75
1992 7.84 9.03
1993 6.74 8.07
1994 6.97 9.25
1995 7.11 9.22
1996 6.94 8.42
1997 6.99 8.18
Year Min Rate Max Rate
1998 6.49 7.22
1999 6.74 8.15
2000 7.13 8.64
2001 6.45 7.24
2002 5.93 7.18
2003 5.21 6.44
2004 5.38 6.34
2005 5.53 6.37
2006 6.10 6.80
2007 5.96 6.74
2008 5.10 6.63
2009 4.71 5.59
2010 4.17 5.21
2011 3.91 5.05
2012 3.31 4.08
2013 3.34 4.58
2014 3.80 4.53
2015 3.59 4.09
2016 3.41 4.32
2017 3.78 4.30
2018 3.95 4.94
2019 3.49 4.51
2020 2.66 3.72
2021 2.65 3.18
2022 3.22 7.08
2023 6.09 7.79
2024 6.60 7.22
View historical mortgage rates over time in the United States. The data is provided by Freddie Mac.

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Since 1971, rates have varied between 2.65% and 18.63% for a 30 year fixed mortgage.

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