20 Year Amortization With 5 Year Balloon Payment Commercial Loan Calculator
Calculate a commercial loan with a 20 year amortization period with a balloon payment due after year 5.
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Determine the monthly payment and balloon payment for a commercial loan where the loan balance is paid off after 5 years.
The amortization length is the amount of time that the payment is set to and the loan length is for the amount of time until the balloon payment is due. This is a common way that commercial and business loans are structured. Usually, the loan is refinanced when the balloon payment comes due.
Payment with balloon chart for 20 year amortization with 5 year balloon
4% Interest Monthly Payment Balloon Payment
100,000605.9881,924
200,0001,211.96163,848
300,0001,817.94245,771
400,0002,423.92327,695
500,0003,029.90409,619
600,0003,635.88491,543
700,0004,241.86573,466
800,0004,847.84655,390
900,0005,453.82737,314
1,000,0006,059.80819,238
1,250,0007,574.751,024,047
1,500,0009,089.701,228,857
1,750,00010,604.661,433,666
2,000,00012,119.611,638,476
2,500,00015,149.512,048,095
3,000,00018,179.412,457,713
3,500,00021,209.312,867,332
4,000,00024,239.213,276,951
4,500,00027,269.113,686,570
5,000,00030,299.024,096,189
6,000,00036,358.824,915,427
7,000,00042,418.625,734,665
8,000,00048,478.436,553,903
9,000,00054,538.237,373,140
10,000,00060,598.038,192,378
5% Interest Monthly Payment Balloon Payment
100,000659.9683,455
200,0001,319.91166,910
300,0001,979.87250,365
400,0002,639.82333,819
500,0003,299.78417,274
600,0003,959.73500,729
700,0004,619.69584,184
800,0005,279.65667,639
900,0005,939.60751,094
1,000,0006,599.56834,549
1,250,0008,249.451,043,186
1,500,0009,899.341,251,823
1,750,00011,549.231,460,460
2,000,00013,199.111,669,097
2,500,00016,498.892,086,372
3,000,00019,798.672,503,646
3,500,00023,098.452,920,920
4,000,00026,398.233,338,195
4,500,00029,698.013,755,469
5,000,00032,997.794,172,743
6,000,00039,597.345,007,292
7,000,00046,196.905,841,840
8,000,00052,796.466,676,389
9,000,00059,396.027,510,938
10,000,00065,995.578,345,486
6% Interest Monthly Payment Balloon Payment
100,000716.4384,900
200,0001,432.86169,799
300,0002,149.29254,699
400,0002,865.72339,598
500,0003,582.16424,498
600,0004,298.59509,398
700,0005,015.02594,297
800,0005,731.45679,197
900,0006,447.88764,096
1,000,0007,164.31848,996
1,250,0008,955.391,061,245
1,500,00010,746.471,273,494
1,750,00012,537.541,485,743
2,000,00014,328.621,697,992
2,500,00017,910.782,122,490
3,000,00021,492.932,546,988
3,500,00025,075.092,971,486
4,000,00028,657.243,395,984
4,500,00032,239.403,820,482
5,000,00035,821.554,244,980
6,000,00042,985.865,093,976
7,000,00050,150.175,942,972
8,000,00057,314.486,791,968
9,000,00064,478.807,640,964
10,000,00071,643.118,489,960
7% Interest Monthly Payment Balloon Payment
100,000775.3086,257
200,0001,550.60172,513
300,0002,325.90258,770
400,0003,101.20345,027
500,0003,876.49431,283
600,0004,651.79517,540
700,0005,427.09603,796
800,0006,202.39690,053
900,0006,977.69776,310
1,000,0007,752.99862,566
1,250,0009,691.241,078,208
1,500,00011,629.481,293,849
1,750,00013,567.731,509,491
2,000,00015,505.981,725,133
2,500,00019,382.472,156,416
3,000,00023,258.972,587,699
3,500,00027,135.463,018,982
4,000,00031,011.963,450,265
4,500,00034,888.453,881,548
5,000,00038,764.954,312,831
6,000,00046,517.945,175,398
7,000,00054,270.936,037,964
8,000,00062,023.916,900,530
9,000,00069,776.907,763,096
10,000,00077,529.898,625,663
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