20 Year Amortization With 4 Year Balloon Payment Commercial Loan Calculator
Calculate a commercial loan with a 20 year amortization period with a balloon payment due after year 4.
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Determine the monthly payment and balloon payment for a commercial loan where the loan balance is paid off after 4 years.
The amortization length is the amount of time that the payment is set to and the loan length is for the amount of time until the balloon payment is due. This is a common way that commercial and business loans are structured. Usually, the loan is refinanced when the balloon payment comes due.
Payment with balloon chart for 20 year amortization with 4 year balloon
4% Interest Monthly Payment Balloon Payment
100,000605.9885,833
200,0001,211.96171,667
300,0001,817.94257,500
400,0002,423.92343,333
500,0003,029.90429,167
600,0003,635.88515,000
700,0004,241.86600,834
800,0004,847.84686,667
900,0005,453.82772,500
1,000,0006,059.80858,334
1,250,0007,574.751,072,917
1,500,0009,089.701,287,501
1,750,00010,604.661,502,084
2,000,00012,119.611,716,667
2,500,00015,149.512,145,834
3,000,00018,179.412,575,001
3,500,00021,209.313,004,168
4,000,00024,239.213,433,335
4,500,00027,269.113,862,502
5,000,00030,299.024,291,669
6,000,00036,358.825,150,002
7,000,00042,418.626,008,336
8,000,00048,478.436,866,670
9,000,00054,538.237,725,003
10,000,00060,598.038,583,337
5% Interest Monthly Payment Balloon Payment
100,000659.9687,102
200,0001,319.91174,204
300,0001,979.87261,306
400,0002,639.82348,408
500,0003,299.78435,510
600,0003,959.73522,612
700,0004,619.69609,714
800,0005,279.65696,816
900,0005,939.60783,919
1,000,0006,599.56871,021
1,250,0008,249.451,088,776
1,500,0009,899.341,306,531
1,750,00011,549.231,524,286
2,000,00013,199.111,742,041
2,500,00016,498.892,177,551
3,000,00019,798.672,613,062
3,500,00023,098.453,048,572
4,000,00026,398.233,484,082
4,500,00029,698.013,919,593
5,000,00032,997.794,355,103
6,000,00039,597.345,226,123
7,000,00046,196.906,097,144
8,000,00052,796.466,968,165
9,000,00059,396.027,839,185
10,000,00065,995.578,710,206
6% Interest Monthly Payment Balloon Payment
100,000716.4388,292
200,0001,432.86176,583
300,0002,149.29264,875
400,0002,865.72353,166
500,0003,582.16441,458
600,0004,298.59529,749
700,0005,015.02618,041
800,0005,731.45706,332
900,0006,447.88794,624
1,000,0007,164.31882,915
1,250,0008,955.391,103,644
1,500,00010,746.471,324,373
1,750,00012,537.541,545,102
2,000,00014,328.621,765,831
2,500,00017,910.782,207,289
3,000,00021,492.932,648,746
3,500,00025,075.093,090,204
4,000,00028,657.243,531,662
4,500,00032,239.403,973,120
5,000,00035,821.554,414,577
6,000,00042,985.865,297,493
7,000,00050,150.176,180,408
8,000,00057,314.487,063,324
9,000,00064,478.807,946,239
10,000,00071,643.118,829,155
7% Interest Monthly Payment Balloon Payment
100,000775.3089,402
200,0001,550.60178,803
300,0002,325.90268,205
400,0003,101.20357,607
500,0003,876.49447,009
600,0004,651.79536,410
700,0005,427.09625,812
800,0006,202.39715,214
900,0006,977.69804,616
1,000,0007,752.99894,017
1,250,0009,691.241,117,522
1,500,00011,629.481,341,026
1,750,00013,567.731,564,530
2,000,00015,505.981,788,035
2,500,00019,382.472,235,043
3,000,00023,258.972,682,052
3,500,00027,135.463,129,060
4,000,00031,011.963,576,069
4,500,00034,888.454,023,078
5,000,00038,764.954,470,086
6,000,00046,517.945,364,104
7,000,00054,270.936,258,121
8,000,00062,023.917,152,138
9,000,00069,776.908,046,155
10,000,00077,529.898,940,173
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