##### 35 Year Amortization With 20 Year Balloon Payment Commercial Loan Calculator
Calculate a commercial loan with a 35 year amortization period with a balloon payment due after year 20.
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Determine the monthly payment and balloon payment for a commercial loan where the loan balance is paid off after 20 years.
The amortization length is the amount of time that the payment is set to and the loan length is for the amount of time until the balloon payment is due. This is a common way that commercial and business loans are structured. Usually, the loan is refinanced when the balloon payment comes due.
Payment with balloon chart for 35 year amortization with 20 year balloon
 4% Interest Monthly Payment Balloon Payment 100,000 442.77 59,860 200,000 885.55 119,719 300,000 1,328.32 179,579 400,000 1,771.10 239,439 500,000 2,213.87 299,298 600,000 2,656.65 359,158 700,000 3,099.42 419,018 800,000 3,542.20 478,877 900,000 3,984.97 538,737 1,000,000 4,427.75 598,597 1,250,000 5,534.68 748,246 1,500,000 6,641.62 897,895 1,750,000 7,748.56 1,047,544 2,000,000 8,855.49 1,197,193 2,500,000 11,069.37 1,496,492 3,000,000 13,283.24 1,795,790 3,500,000 15,497.12 2,095,088 4,000,000 17,710.99 2,394,387 4,500,000 19,924.86 2,693,685 5,000,000 22,138.74 2,992,983 6,000,000 26,566.48 3,591,580 7,000,000 30,994.23 4,190,177 8,000,000 35,421.98 4,788,773 9,000,000 39,849.73 5,387,370 10,000,000 44,277.47 5,985,967
 5% Interest Monthly Payment Balloon Payment 100,000 504.69 63,820 200,000 1,009.38 127,641 300,000 1,514.06 191,461 400,000 2,018.75 255,282 500,000 2,523.44 319,102 600,000 3,028.13 382,922 700,000 3,532.81 446,743 800,000 4,037.50 510,563 900,000 4,542.19 574,384 1,000,000 5,046.88 638,204 1,250,000 6,308.60 797,755 1,500,000 7,570.32 957,306 1,750,000 8,832.03 1,116,857 2,000,000 10,093.75 1,276,408 2,500,000 12,617.19 1,595,510 3,000,000 15,140.63 1,914,612 3,500,000 17,664.07 2,233,714 4,000,000 20,187.51 2,552,816 4,500,000 22,710.95 2,871,918 5,000,000 25,234.38 3,191,020 6,000,000 30,281.26 3,829,224 7,000,000 35,328.14 4,467,428 8,000,000 40,375.01 5,105,632 9,000,000 45,421.89 5,743,836 10,000,000 50,468.77 6,382,040
 6% Interest Monthly Payment Balloon Payment 100,000 570.19 67,569 200,000 1,140.38 135,139 300,000 1,710.57 202,708 400,000 2,280.76 270,278 500,000 2,850.95 337,847 600,000 3,421.14 405,417 700,000 3,991.33 472,986 800,000 4,561.52 540,556 900,000 5,131.71 608,125 1,000,000 5,701.90 675,695 1,250,000 7,127.37 844,619 1,500,000 8,552.85 1,013,542 1,750,000 9,978.32 1,182,466 2,000,000 11,403.79 1,351,390 2,500,000 14,254.74 1,689,237 3,000,000 17,105.69 2,027,085 3,500,000 19,956.64 2,364,932 4,000,000 22,807.59 2,702,779 4,500,000 25,658.54 3,040,627 5,000,000 28,509.49 3,378,474 6,000,000 34,211.38 4,054,169 7,000,000 39,913.28 4,729,864 8,000,000 45,615.18 5,405,559 9,000,000 51,317.07 6,081,254 10,000,000 57,018.97 6,756,948
 7% Interest Monthly Payment Balloon Payment 100,000 638.86 71,077 200,000 1,277.71 142,153 300,000 1,916.57 213,230 400,000 2,555.43 284,306 500,000 3,194.28 355,383 600,000 3,833.14 426,459 700,000 4,471.99 497,536 800,000 5,110.85 568,613 900,000 5,749.71 639,689 1,000,000 6,388.56 710,766 1,250,000 7,985.70 888,457 1,500,000 9,582.85 1,066,149 1,750,000 11,179.99 1,243,840 2,000,000 12,777.13 1,421,532 2,500,000 15,971.41 1,776,914 3,000,000 19,165.69 2,132,297 3,500,000 22,359.97 2,487,680 4,000,000 25,554.25 2,843,063 4,500,000 28,748.54 3,198,446 5,000,000 31,942.82 3,553,829 6,000,000 38,331.38 4,264,595 7,000,000 44,719.95 4,975,360 8,000,000 51,108.51 5,686,126 9,000,000 57,497.07 6,396,892 10,000,000 63,885.64 7,107,658