$650,000 Commercial Loan Amortization with Balloon Payment Calculator

Calculate the monthly payment and balloon payment for a $650,000 loan
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Determine the monthly payment and balloon payment for a $650,000 commercial loan.
The amortization length is the amount of time that the payment is set to and the loan length is for the amount of time until the balloon payment is due. This is a common way that commercial and business loans are structured.

For example, a 650k loan with an amortization length of 25 years at 5% interest would have a payment of 3,799.84/month. However, if the loan length is less than 25 years, a balloon payment would need to be made for the remaining balance.
Payment and balloon payment chart for a $650,000 commercial loan.
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20 Year Amortization Monthly Payment Balloon Payment
1 Year Loan4,657632,646
2 Year Loan4,657614,222
3 Year Loan4,657594,662
4 Year Loan4,657573,895
5 Year Loan4,657551,847
7 Year Loan4,657503,589
10 Year Loan4,657419,454
15 Year Loan4,657240,876
20 Year Loan4,6570
25 Year Amortization Monthly Payment Balloon Payment
1 Year Loan4,188638,430
2 Year Loan4,188626,146
3 Year Loan4,188613,104
4 Year Loan4,188599,258
5 Year Loan4,188584,559
7 Year Loan4,188552,383
10 Year Loan4,188496,288
15 Year Loan4,188377,224
20 Year Loan4,188216,625
30 Year Amortization Monthly Payment Balloon Payment
1 Year Loan3,897642,018
2 Year Loan3,897633,544
3 Year Loan3,897624,546
4 Year Loan3,897614,994
5 Year Loan3,897604,853
7 Year Loan3,897582,656
10 Year Loan3,897543,957
15 Year Loan3,897461,817
20 Year Loan3,897351,023
40 Year Amortization Monthly Payment Balloon Payment
1 Year Loan3,576645,974
2 Year Loan3,576641,699
3 Year Loan3,576637,161
4 Year Loan3,576632,343
5 Year Loan3,576627,228
7 Year Loan3,576616,031
10 Year Loan3,576596,512
15 Year Loan3,576555,080
20 Year Loan3,576499,195
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