$625,000 Commercial Loan Amortization with Balloon Payment Calculator

Calculate the monthly payment and balloon payment for a $625,000 loan
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Determine the monthly payment and balloon payment for a $625,000 commercial loan.
The amortization length is the amount of time that the payment is set to and the loan length is for the amount of time until the balloon payment is due. This is a common way that commercial and business loans are structured.

For example, a 625k loan with an amortization length of 25 years at 5% interest would have a payment of 3,653.69/month. However, if the loan length is less than 25 years, a balloon payment would need to be made for the remaining balance.
Payment and balloon payment chart for a $625,000 commercial loan.
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20 Year Amortization Monthly Payment Balloon Payment
1 Year Loan4,478608,314
2 Year Loan4,478590,598
3 Year Loan4,478571,790
4 Year Loan4,478551,822
5 Year Loan4,478530,622
7 Year Loan4,478484,220
10 Year Loan4,478403,321
15 Year Loan4,478231,611
20 Year Loan4,4780
25 Year Amortization Monthly Payment Balloon Payment
1 Year Loan4,027613,875
2 Year Loan4,027602,063
3 Year Loan4,027589,523
4 Year Loan4,027576,210
5 Year Loan4,027562,076
7 Year Loan4,027531,137
10 Year Loan4,027477,200
15 Year Loan4,027362,715
20 Year Loan4,027208,293
30 Year Amortization Monthly Payment Balloon Payment
1 Year Loan3,747617,325
2 Year Loan3,747609,176
3 Year Loan3,747600,525
4 Year Loan3,747591,341
5 Year Loan3,747581,590
7 Year Loan3,747560,246
10 Year Loan3,747523,036
15 Year Loan3,747444,055
20 Year Loan3,747337,522
40 Year Amortization Monthly Payment Balloon Payment
1 Year Loan3,439621,129
2 Year Loan3,439617,019
3 Year Loan3,439612,655
4 Year Loan3,439608,022
5 Year Loan3,439603,104
7 Year Loan3,439592,338
10 Year Loan3,439573,569
15 Year Loan3,439533,731
20 Year Loan3,439479,995
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