$550,000 Commercial Loan Amortization with Balloon Payment Calculator

Calculate the monthly payment and balloon payment for a $550,000 loan
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Determine the monthly payment and balloon payment for a $550,000 commercial loan.
The amortization length is the amount of time that the payment is set to and the loan length is for the amount of time until the balloon payment is due. This is a common way that commercial and business loans are structured.

For example, a 550k loan with an amortization length of 25 years at 5% interest would have a payment of 3,215.25/month. However, if the loan length is less than 25 years, a balloon payment would need to be made for the remaining balance.
Payment and balloon payment chart for a $550,000 commercial loan.
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20 Year Amortization Monthly Payment Balloon Payment
1 Year Loan3,940535,316
2 Year Loan3,940519,727
3 Year Loan3,940503,175
4 Year Loan3,940485,604
5 Year Loan3,940466,948
7 Year Loan3,940426,113
10 Year Loan3,940354,923
15 Year Loan3,940203,818
20 Year Loan3,9400
25 Year Amortization Monthly Payment Balloon Payment
1 Year Loan3,544540,210
2 Year Loan3,544529,816
3 Year Loan3,544518,781
4 Year Loan3,544507,065
5 Year Loan3,544494,626
7 Year Loan3,544467,401
10 Year Loan3,544419,936
15 Year Loan3,544319,189
20 Year Loan3,544183,298
30 Year Amortization Monthly Payment Balloon Payment
1 Year Loan3,298543,246
2 Year Loan3,298536,075
3 Year Loan3,298528,462
4 Year Loan3,298520,380
5 Year Loan3,298511,799
7 Year Loan3,298493,017
10 Year Loan3,298460,271
15 Year Loan3,298390,769
20 Year Loan3,298297,020
40 Year Amortization Monthly Payment Balloon Payment
1 Year Loan3,026546,593
2 Year Loan3,026542,976
3 Year Loan3,026539,136
4 Year Loan3,026535,060
5 Year Loan3,026530,731
7 Year Loan3,026521,257
10 Year Loan3,026504,741
15 Year Loan3,026469,683
20 Year Loan3,026422,396
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