$500,000 Commercial Loan Amortization with Balloon Payment Calculator

Calculate the monthly payment and balloon payment for a $500,000 loan
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Determine the monthly payment and balloon payment for a $500,000 commercial loan.
The amortization length is the amount of time that the payment is set to and the loan length is for the amount of time until the balloon payment is due. This is a common way that commercial and business loans are structured.

For example, a 500k loan with an amortization length of 25 years at 5% interest would have a payment of 2,922.95/month. However, if the loan length is less than 25 years, a balloon payment would need to be made for the remaining balance.
Payment and balloon payment chart for a $500,000 commercial loan.
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20 Year Amortization Monthly Payment Balloon Payment
1 Year Loan3,582486,651
2 Year Loan3,582472,479
3 Year Loan3,582457,432
4 Year Loan3,582441,458
5 Year Loan3,582424,498
7 Year Loan3,582387,376
10 Year Loan3,582322,657
15 Year Loan3,582185,289
20 Year Loan3,5820
25 Year Amortization Monthly Payment Balloon Payment
1 Year Loan3,222491,100
2 Year Loan3,222481,651
3 Year Loan3,222471,619
4 Year Loan3,222460,968
5 Year Loan3,222449,660
7 Year Loan3,222424,910
10 Year Loan3,222381,760
15 Year Loan3,222290,172
20 Year Loan3,222166,634
30 Year Amortization Monthly Payment Balloon Payment
1 Year Loan2,998493,860
2 Year Loan2,998487,341
3 Year Loan2,998480,420
4 Year Loan2,998473,073
5 Year Loan2,998465,272
7 Year Loan2,998448,197
10 Year Loan2,998418,429
15 Year Loan2,998355,244
20 Year Loan2,998270,018
40 Year Amortization Monthly Payment Balloon Payment
1 Year Loan2,751496,903
2 Year Loan2,751493,615
3 Year Loan2,751490,124
4 Year Loan2,751486,418
5 Year Loan2,751482,483
7 Year Loan2,751473,870
10 Year Loan2,751458,855
15 Year Loan2,751426,985
20 Year Loan2,751383,996
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