$480,000 Commercial Loan Amortization with Balloon Payment Calculator

Calculate the monthly payment and balloon payment for a $480,000 loan
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Determine the monthly payment and balloon payment for a $480,000 commercial loan.
The amortization length is the amount of time that the payment is set to and the loan length is for the amount of time until the balloon payment is due. This is a common way that commercial and business loans are structured.

For example, a 480k loan with an amortization length of 25 years at 5% interest would have a payment of 2,806.03/month. However, if the loan length is less than 25 years, a balloon payment would need to be made for the remaining balance.
Payment and balloon payment chart for a $480,000 commercial loan.
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20 Year Amortization Monthly Payment Balloon Payment
1 Year Loan3,439467,185
2 Year Loan3,439453,580
3 Year Loan3,439439,135
4 Year Loan3,439423,799
5 Year Loan3,439407,518
7 Year Loan3,439371,881
10 Year Loan3,439309,751
15 Year Loan3,439177,877
20 Year Loan3,4390
25 Year Amortization Monthly Payment Balloon Payment
1 Year Loan3,093471,456
2 Year Loan3,093462,385
3 Year Loan3,093452,754
4 Year Loan3,093442,529
5 Year Loan3,093431,674
7 Year Loan3,093407,914
10 Year Loan3,093366,490
15 Year Loan3,093278,565
20 Year Loan3,093159,969
30 Year Amortization Monthly Payment Balloon Payment
1 Year Loan2,878474,106
2 Year Loan2,878467,848
3 Year Loan2,878461,204
4 Year Loan2,878454,150
5 Year Loan2,878446,661
7 Year Loan2,878430,269
10 Year Loan2,878401,691
15 Year Loan2,878341,034
20 Year Loan2,878259,217
40 Year Amortization Monthly Payment Balloon Payment
1 Year Loan2,641477,027
2 Year Loan2,641473,870
3 Year Loan2,641470,519
4 Year Loan2,641466,961
5 Year Loan2,641463,184
7 Year Loan2,641454,916
10 Year Loan2,641440,501
15 Year Loan2,641409,905
20 Year Loan2,641368,636
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