$400,000 Commercial Loan Amortization with Balloon Payment Calculator

Calculate the monthly payment and balloon payment for a $400,000 loan
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Determine the monthly payment and balloon payment for a $400,000 commercial loan.
The amortization length is the amount of time that the payment is set to and the loan length is for the amount of time until the balloon payment is due. This is a common way that commercial and business loans are structured.

For example, a 400k loan with an amortization length of 25 years at 5% interest would have a payment of 2,338.36/month. However, if the loan length is less than 25 years, a balloon payment would need to be made for the remaining balance.
Payment and balloon payment chart for a $400,000 commercial loan.
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20 Year Amortization Monthly Payment Balloon Payment
1 Year Loan2,866389,321
2 Year Loan2,866377,983
3 Year Loan2,866365,946
4 Year Loan2,866353,166
5 Year Loan2,866339,598
7 Year Loan2,866309,901
10 Year Loan2,866258,126
15 Year Loan2,866148,231
20 Year Loan2,8660
25 Year Amortization Monthly Payment Balloon Payment
1 Year Loan2,577392,880
2 Year Loan2,577385,321
3 Year Loan2,577377,295
4 Year Loan2,577368,774
5 Year Loan2,577359,728
7 Year Loan2,577339,928
10 Year Loan2,577305,408
15 Year Loan2,577232,138
20 Year Loan2,577133,307
30 Year Amortization Monthly Payment Balloon Payment
1 Year Loan2,398395,088
2 Year Loan2,398389,873
3 Year Loan2,398384,336
4 Year Loan2,398378,458
5 Year Loan2,398372,217
7 Year Loan2,398358,558
10 Year Loan2,398334,743
15 Year Loan2,398284,195
20 Year Loan2,398216,014
40 Year Amortization Monthly Payment Balloon Payment
1 Year Loan2,201397,522
2 Year Loan2,201394,892
3 Year Loan2,201392,099
4 Year Loan2,201389,134
5 Year Loan2,201385,986
7 Year Loan2,201379,096
10 Year Loan2,201367,084
15 Year Loan2,201341,588
20 Year Loan2,201307,197
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