$180,000 Commercial Loan Amortization with Balloon Payment Calculator

Calculate the monthly payment and balloon payment for a $180,000 loan
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Determine the monthly payment and balloon payment for a $180,000 commercial loan.
The amortization length is the amount of time that the payment is set to and the loan length is for the amount of time until the balloon payment is due. This is a common way that commercial and business loans are structured.

For example, a 180k loan with an amortization length of 25 years at 5% interest would have a payment of 1,052.26/month. However, if the loan length is less than 25 years, a balloon payment would need to be made for the remaining balance.
Payment and balloon payment chart for a $180,000 commercial loan.
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20 Year Amortization Monthly Payment Balloon Payment
1 Year Loan1,290175,194
2 Year Loan1,290170,092
3 Year Loan1,290164,676
4 Year Loan1,290158,925
5 Year Loan1,290152,819
7 Year Loan1,290139,455
10 Year Loan1,290116,157
15 Year Loan1,29066,704
20 Year Loan1,2900
25 Year Amortization Monthly Payment Balloon Payment
1 Year Loan1,160176,796
2 Year Loan1,160173,394
3 Year Loan1,160169,783
4 Year Loan1,160165,948
5 Year Loan1,160161,878
7 Year Loan1,160152,968
10 Year Loan1,160137,434
15 Year Loan1,160104,462
20 Year Loan1,16059,988
30 Year Amortization Monthly Payment Balloon Payment
1 Year Loan1,079177,790
2 Year Loan1,079175,443
3 Year Loan1,079172,951
4 Year Loan1,079170,306
5 Year Loan1,079167,498
7 Year Loan1,079161,351
10 Year Loan1,079150,634
15 Year Loan1,079127,888
20 Year Loan1,07997,206
40 Year Amortization Monthly Payment Balloon Payment
1 Year Loan990178,885
2 Year Loan990177,701
3 Year Loan990176,445
4 Year Loan990175,110
5 Year Loan990173,694
7 Year Loan990170,593
10 Year Loan990165,188
15 Year Loan990153,714
20 Year Loan990138,239
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