$130,000 Commercial Loan Amortization with Balloon Payment Calculator

Calculate the monthly payment and balloon payment for a $130,000 loan
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Determine the monthly payment and balloon payment for a $130,000 commercial loan.
The amortization length is the amount of time that the payment is set to and the loan length is for the amount of time until the balloon payment is due. This is a common way that commercial and business loans are structured.

For example, a 130k loan with an amortization length of 25 years at 5% interest would have a payment of 759.97/month. However, if the loan length is less than 25 years, a balloon payment would need to be made for the remaining balance.
Payment and balloon payment chart for a $130,000 commercial loan.
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20 Year Amortization Monthly Payment Balloon Payment
1 Year Loan931126,529
2 Year Loan931122,844
3 Year Loan931118,932
4 Year Loan931114,779
5 Year Loan931110,369
7 Year Loan931100,718
10 Year Loan93183,891
15 Year Loan93148,175
20 Year Loan9310
25 Year Amortization Monthly Payment Balloon Payment
1 Year Loan838127,686
2 Year Loan838125,229
3 Year Loan838122,621
4 Year Loan838119,852
5 Year Loan838116,912
7 Year Loan838110,477
10 Year Loan83899,258
15 Year Loan83875,445
20 Year Loan83843,325
30 Year Amortization Monthly Payment Balloon Payment
1 Year Loan779128,404
2 Year Loan779126,709
3 Year Loan779124,909
4 Year Loan779122,999
5 Year Loan779120,971
7 Year Loan779116,531
10 Year Loan779108,791
15 Year Loan77992,363
20 Year Loan77970,205
40 Year Amortization Monthly Payment Balloon Payment
1 Year Loan715129,195
2 Year Loan715128,340
3 Year Loan715127,432
4 Year Loan715126,469
5 Year Loan715125,446
7 Year Loan715123,206
10 Year Loan715119,302
15 Year Loan715111,016
20 Year Loan71599,839
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