$100,000 Commercial Loan With Balloon Payment at 35 Years

Monthly payment and balloon payment for a 100k commercial loan after 35 years
$
%
Determine the monthly payment and balloon payment for a $100,000 loan where the loan balance is paid off after 35 years.
The amortization length is the amount of time that the payment is set to and the loan length is for the amount of time until the balloon payment is due. This is a common way that commercial and business loans are structured. Usually, the loan is refinanced when the balloon payment comes due.

For example, a 100k loan with 5% interest and amortization set to interest only would have a payment of 417/month. However, the loan the remaining balance of 100,000 would need to be paid off or refinanced after 35 years.
Payment and balloon payment chart for a 100k commercial loan with a 35 year loan term.
100k at 4% Monthly Payment Balloon Payment
35 Year Amortization4430
40 Year Amortization41822,694
100k at 5% Monthly Payment Balloon Payment
35 Year Amortization5050
40 Year Amortization48225,552
100k at 6% Monthly Payment Balloon Payment
35 Year Amortization5700
40 Year Amortization55028,460
100k at 7% Monthly Payment Balloon Payment
35 Year Amortization6390
40 Year Amortization62131,384
Favorite Resources