23k Amortization Schedule For 15 Years

Create an amortization schedule for a 23,000 mortgage over 15 years.

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Create an amortization schedule for a $23,000 mortgage over 15 years.

Enter your home loan details and click Calculate. The payment details and amortization schedule will be shown. Click the download link to access a printable PDF amortization schedule.

How to use
Enter your loan details above to create an amortization table. It will show a breakdown of mortgage payments and loan balance over time. Click the "Download Amortization Schedule" option to see an easy to print version.
What's the monthly payment on a $23,000 mortgage over 15 years?
The payment is based on the loan term, loan amount, and APR. For example, here's a few different monthly payments for a 23,000 mortgage over 15 years.
Rate Payment
23k at 2% for 15 Years 148.01
23k at 3% for 15 Years 158.83
23k at 4% for 15 Years 170.13
23k at 5% for 15 Years 181.88
23k at 6% for 15 Years 194.09
23k at 7% for 15 Years 206.73
23k at 8% for 15 Years 219.80
What is an amortization schedule?
An amortization schedule shows the breakdown of a loan over time. It shows how much of each payment is paid as interest and how much goes towards the balance.

For example, let's say that you have a 15 year loan for 23,000 with a 6% APR. The monthly payment of this loan is 194.09. This stays constant throughout the term of this fixed rate 15 year loan.

We then need to calculate the monthly rate, so 6% divided by 12 equals .5% per month in interest. Take a look at the chart below to see how the first few payments of the loan are calculated.
Starting Balance Payment Towards Interest Towards Balance Remaining Balance
23,000.00 194.09 115.00 79.09 22,920.91
22,920.91 194.09 114.60 79.48 22,841.43
22,841.43 194.09 114.21 79.88 22,761.55
22,761.55 194.09 113.81 80.28 22,681.27
22,681.27 194.09 113.41 80.68 22,600.59
This continues until the loan is paid off. For interest rates higher than 0%, more of the payment goes towards the balance every month.
Monthly Mortgage Payment Table By Rate For a $23,000 Loan for 15 Years
Rate Payment
23k at 2% for 15 Years 148.01
23k at 2.01% for 15 Years 148.11
23k at 2.02% for 15 Years 148.22
23k at 2.03% for 15 Years 148.32
23k at 2.04% for 15 Years 148.43
23k at 2.05% for 15 Years 148.54
23k at 2.06% for 15 Years 148.64
23k at 2.07% for 15 Years 148.75
23k at 2.08% for 15 Years 148.86
23k at 2.09% for 15 Years 148.96
23k at 2.1% for 15 Years 149.07
23k at 2.11% for 15 Years 149.17
23k at 2.12% for 15 Years 149.28
23k at 2.13% for 15 Years 149.39
23k at 2.14% for 15 Years 149.49
23k at 2.15% for 15 Years 149.60
23k at 2.16% for 15 Years 149.71
23k at 2.17% for 15 Years 149.81
23k at 2.18% for 15 Years 149.92
23k at 2.19% for 15 Years 150.03
23k at 2.2% for 15 Years 150.13
23k at 2.21% for 15 Years 150.24
23k at 2.22% for 15 Years 150.35
23k at 2.23% for 15 Years 150.46
23k at 2.24% for 15 Years 150.56
23k at 2.25% for 15 Years 150.67
23k at 2.26% for 15 Years 150.78
23k at 2.27% for 15 Years 150.88
23k at 2.28% for 15 Years 150.99
23k at 2.29% for 15 Years 151.10
23k at 2.3% for 15 Years 151.21
23k at 2.31% for 15 Years 151.31
23k at 2.32% for 15 Years 151.42
23k at 2.33% for 15 Years 151.53
23k at 2.34% for 15 Years 151.64
23k at 2.35% for 15 Years 151.74
23k at 2.36% for 15 Years 151.85
23k at 2.37% for 15 Years 151.96
23k at 2.38% for 15 Years 152.07
23k at 2.39% for 15 Years 152.17
23k at 2.4% for 15 Years 152.28
23k at 2.41% for 15 Years 152.39
23k at 2.42% for 15 Years 152.50
23k at 2.43% for 15 Years 152.60
23k at 2.44% for 15 Years 152.71
23k at 2.45% for 15 Years 152.82
23k at 2.46% for 15 Years 152.93
23k at 2.47% for 15 Years 153.04
23k at 2.48% for 15 Years 153.15
23k at 2.49% for 15 Years 153.25
23k at 2.5% for 15 Years 153.36
23k at 2.51% for 15 Years 153.47
23k at 2.52% for 15 Years 153.58
23k at 2.53% for 15 Years 153.69
23k at 2.54% for 15 Years 153.79
23k at 2.55% for 15 Years 153.90
23k at 2.56% for 15 Years 154.01
23k at 2.57% for 15 Years 154.12
23k at 2.58% for 15 Years 154.23
23k at 2.59% for 15 Years 154.34
23k at 2.6% for 15 Years 154.45
23k at 2.61% for 15 Years 154.56
23k at 2.62% for 15 Years 154.66
23k at 2.63% for 15 Years 154.77
23k at 2.64% for 15 Years 154.88
23k at 2.65% for 15 Years 154.99
23k at 2.66% for 15 Years 155.10
23k at 2.67% for 15 Years 155.21
23k at 2.68% for 15 Years 155.32
23k at 2.69% for 15 Years 155.43
23k at 2.7% for 15 Years 155.54
23k at 2.71% for 15 Years 155.65
23k at 2.72% for 15 Years 155.75
23k at 2.73% for 15 Years 155.86
23k at 2.74% for 15 Years 155.97
23k at 2.75% for 15 Years 156.08
23k at 2.76% for 15 Years 156.19
23k at 2.77% for 15 Years 156.30
23k at 2.78% for 15 Years 156.41
23k at 2.79% for 15 Years 156.52
23k at 2.8% for 15 Years 156.63
23k at 2.81% for 15 Years 156.74
23k at 2.82% for 15 Years 156.85
23k at 2.83% for 15 Years 156.96
23k at 2.84% for 15 Years 157.07
23k at 2.85% for 15 Years 157.18
23k at 2.86% for 15 Years 157.29
23k at 2.87% for 15 Years 157.40
23k at 2.88% for 15 Years 157.51
23k at 2.89% for 15 Years 157.62
23k at 2.9% for 15 Years 157.73
23k at 2.91% for 15 Years 157.84
23k at 2.92% for 15 Years 157.95
23k at 2.93% for 15 Years 158.06
23k at 2.94% for 15 Years 158.17
23k at 2.95% for 15 Years 158.28
23k at 2.96% for 15 Years 158.39
23k at 2.97% for 15 Years 158.50
23k at 2.98% for 15 Years 158.61
23k at 2.99% for 15 Years 158.72
23k at 3% for 15 Years 158.83
23k at 3.01% for 15 Years 158.94
23k at 3.02% for 15 Years 159.06
23k at 3.03% for 15 Years 159.17
23k at 3.04% for 15 Years 159.28
23k at 3.05% for 15 Years 159.39
23k at 3.06% for 15 Years 159.50
23k at 3.07% for 15 Years 159.61
23k at 3.08% for 15 Years 159.72
23k at 3.09% for 15 Years 159.83
23k at 3.1% for 15 Years 159.94
23k at 3.11% for 15 Years 160.05
23k at 3.12% for 15 Years 160.16
23k at 3.13% for 15 Years 160.28
23k at 3.14% for 15 Years 160.39
23k at 3.15% for 15 Years 160.50
23k at 3.16% for 15 Years 160.61
23k at 3.17% for 15 Years 160.72
23k at 3.18% for 15 Years 160.83
23k at 3.19% for 15 Years 160.94
23k at 3.2% for 15 Years 161.06
23k at 3.21% for 15 Years 161.17
23k at 3.22% for 15 Years 161.28
23k at 3.23% for 15 Years 161.39
23k at 3.24% for 15 Years 161.50
23k at 3.25% for 15 Years 161.61
23k at 3.26% for 15 Years 161.73
23k at 3.27% for 15 Years 161.84
23k at 3.28% for 15 Years 161.95
23k at 3.29% for 15 Years 162.06
23k at 3.3% for 15 Years 162.17
23k at 3.31% for 15 Years 162.29
23k at 3.32% for 15 Years 162.40
23k at 3.33% for 15 Years 162.51
23k at 3.34% for 15 Years 162.62
23k at 3.35% for 15 Years 162.73
23k at 3.36% for 15 Years 162.85
23k at 3.37% for 15 Years 162.96
23k at 3.38% for 15 Years 163.07
23k at 3.39% for 15 Years 163.18
23k at 3.4% for 15 Years 163.30
23k at 3.41% for 15 Years 163.41
23k at 3.42% for 15 Years 163.52
23k at 3.43% for 15 Years 163.63
23k at 3.44% for 15 Years 163.75
23k at 3.45% for 15 Years 163.86
23k at 3.46% for 15 Years 163.97
23k at 3.47% for 15 Years 164.08
23k at 3.48% for 15 Years 164.20
23k at 3.49% for 15 Years 164.31
23k at 3.5% for 15 Years 164.42
23k at 3.51% for 15 Years 164.54
23k at 3.52% for 15 Years 164.65
23k at 3.53% for 15 Years 164.76
23k at 3.54% for 15 Years 164.88
23k at 3.55% for 15 Years 164.99
23k at 3.56% for 15 Years 165.10
23k at 3.57% for 15 Years 165.21
23k at 3.58% for 15 Years 165.33
23k at 3.59% for 15 Years 165.44
23k at 3.6% for 15 Years 165.55
Rate Payment
23k at 3.6% for 15 Years 165.55
23k at 3.61% for 15 Years 165.67
23k at 3.62% for 15 Years 165.78
23k at 3.63% for 15 Years 165.90
23k at 3.64% for 15 Years 166.01
23k at 3.65% for 15 Years 166.12
23k at 3.66% for 15 Years 166.24
23k at 3.67% for 15 Years 166.35
23k at 3.68% for 15 Years 166.46
23k at 3.69% for 15 Years 166.58
23k at 3.7% for 15 Years 166.69
23k at 3.71% for 15 Years 166.81
23k at 3.72% for 15 Years 166.92
23k at 3.73% for 15 Years 167.03
23k at 3.74% for 15 Years 167.15
23k at 3.75% for 15 Years 167.26
23k at 3.76% for 15 Years 167.38
23k at 3.77% for 15 Years 167.49
23k at 3.78% for 15 Years 167.60
23k at 3.79% for 15 Years 167.72
23k at 3.8% for 15 Years 167.83
23k at 3.81% for 15 Years 167.95
23k at 3.82% for 15 Years 168.06
23k at 3.83% for 15 Years 168.18
23k at 3.84% for 15 Years 168.29
23k at 3.85% for 15 Years 168.40
23k at 3.86% for 15 Years 168.52
23k at 3.87% for 15 Years 168.63
23k at 3.88% for 15 Years 168.75
23k at 3.89% for 15 Years 168.86
23k at 3.9% for 15 Years 168.98
23k at 3.91% for 15 Years 169.09
23k at 3.92% for 15 Years 169.21
23k at 3.93% for 15 Years 169.32
23k at 3.94% for 15 Years 169.44
23k at 3.95% for 15 Years 169.55
23k at 3.96% for 15 Years 169.67
23k at 3.97% for 15 Years 169.78
23k at 3.98% for 15 Years 169.90
23k at 3.99% for 15 Years 170.01
23k at 4% for 15 Years 170.13
23k at 4.01% for 15 Years 170.24
23k at 4.02% for 15 Years 170.36
23k at 4.03% for 15 Years 170.47
23k at 4.04% for 15 Years 170.59
23k at 4.05% for 15 Years 170.71
23k at 4.06% for 15 Years 170.82
23k at 4.07% for 15 Years 170.94
23k at 4.08% for 15 Years 171.05
23k at 4.09% for 15 Years 171.17
23k at 4.1% for 15 Years 171.28
23k at 4.11% for 15 Years 171.40
23k at 4.12% for 15 Years 171.51
23k at 4.13% for 15 Years 171.63
23k at 4.14% for 15 Years 171.75
23k at 4.15% for 15 Years 171.86
23k at 4.16% for 15 Years 171.98
23k at 4.17% for 15 Years 172.09
23k at 4.18% for 15 Years 172.21
23k at 4.19% for 15 Years 172.33
23k at 4.2% for 15 Years 172.44
23k at 4.21% for 15 Years 172.56
23k at 4.22% for 15 Years 172.68
23k at 4.23% for 15 Years 172.79
23k at 4.24% for 15 Years 172.91
23k at 4.25% for 15 Years 173.02
23k at 4.26% for 15 Years 173.14
23k at 4.27% for 15 Years 173.26
23k at 4.28% for 15 Years 173.37
23k at 4.29% for 15 Years 173.49
23k at 4.3% for 15 Years 173.61
23k at 4.31% for 15 Years 173.72
23k at 4.32% for 15 Years 173.84
23k at 4.33% for 15 Years 173.96
23k at 4.34% for 15 Years 174.07
23k at 4.35% for 15 Years 174.19
23k at 4.36% for 15 Years 174.31
23k at 4.37% for 15 Years 174.42
23k at 4.38% for 15 Years 174.54
23k at 4.39% for 15 Years 174.66
23k at 4.4% for 15 Years 174.78
23k at 4.41% for 15 Years 174.89
23k at 4.42% for 15 Years 175.01
23k at 4.43% for 15 Years 175.13
23k at 4.44% for 15 Years 175.24
23k at 4.45% for 15 Years 175.36
23k at 4.46% for 15 Years 175.48
23k at 4.47% for 15 Years 175.60
23k at 4.48% for 15 Years 175.71
23k at 4.49% for 15 Years 175.83
23k at 4.5% for 15 Years 175.95
23k at 4.51% for 15 Years 176.07
23k at 4.52% for 15 Years 176.18
23k at 4.53% for 15 Years 176.30
23k at 4.54% for 15 Years 176.42
23k at 4.55% for 15 Years 176.54
23k at 4.56% for 15 Years 176.65
23k at 4.57% for 15 Years 176.77
23k at 4.58% for 15 Years 176.89
23k at 4.59% for 15 Years 177.01
23k at 4.6% for 15 Years 177.13
23k at 4.61% for 15 Years 177.24
23k at 4.62% for 15 Years 177.36
23k at 4.63% for 15 Years 177.48
23k at 4.64% for 15 Years 177.60
23k at 4.65% for 15 Years 177.72
23k at 4.66% for 15 Years 177.84
23k at 4.67% for 15 Years 177.95
23k at 4.68% for 15 Years 178.07
23k at 4.69% for 15 Years 178.19
23k at 4.7% for 15 Years 178.31
23k at 4.71% for 15 Years 178.43
23k at 4.72% for 15 Years 178.55
23k at 4.73% for 15 Years 178.66
23k at 4.74% for 15 Years 178.78
23k at 4.75% for 15 Years 178.90
23k at 4.76% for 15 Years 179.02
23k at 4.77% for 15 Years 179.14
23k at 4.78% for 15 Years 179.26
23k at 4.79% for 15 Years 179.38
23k at 4.8% for 15 Years 179.50
23k at 4.81% for 15 Years 179.61
23k at 4.82% for 15 Years 179.73
23k at 4.83% for 15 Years 179.85
23k at 4.84% for 15 Years 179.97
23k at 4.85% for 15 Years 180.09
23k at 4.86% for 15 Years 180.21
23k at 4.87% for 15 Years 180.33
23k at 4.88% for 15 Years 180.45
23k at 4.89% for 15 Years 180.57
23k at 4.9% for 15 Years 180.69
23k at 4.91% for 15 Years 180.81
23k at 4.92% for 15 Years 180.93
23k at 4.93% for 15 Years 181.04
23k at 4.94% for 15 Years 181.16
23k at 4.95% for 15 Years 181.28
23k at 4.96% for 15 Years 181.40
23k at 4.97% for 15 Years 181.52
23k at 4.98% for 15 Years 181.64
23k at 4.99% for 15 Years 181.76
23k at 5% for 15 Years 181.88
23k at 5.01% for 15 Years 182.00
23k at 5.02% for 15 Years 182.12
23k at 5.03% for 15 Years 182.24
23k at 5.04% for 15 Years 182.36
23k at 5.05% for 15 Years 182.48
23k at 5.06% for 15 Years 182.60
23k at 5.07% for 15 Years 182.72
23k at 5.08% for 15 Years 182.84
23k at 5.09% for 15 Years 182.96
23k at 5.1% for 15 Years 183.08
23k at 5.11% for 15 Years 183.20
23k at 5.12% for 15 Years 183.32
23k at 5.13% for 15 Years 183.44
23k at 5.14% for 15 Years 183.56
23k at 5.15% for 15 Years 183.68
23k at 5.16% for 15 Years 183.81
23k at 5.17% for 15 Years 183.93
23k at 5.18% for 15 Years 184.05
23k at 5.19% for 15 Years 184.17
23k at 5.2% for 15 Years 184.29
Rate Payment
23k at 5.2% for 15 Years 184.29
23k at 5.21% for 15 Years 184.41
23k at 5.22% for 15 Years 184.53
23k at 5.23% for 15 Years 184.65
23k at 5.24% for 15 Years 184.77
23k at 5.25% for 15 Years 184.89
23k at 5.26% for 15 Years 185.01
23k at 5.27% for 15 Years 185.13
23k at 5.28% for 15 Years 185.25
23k at 5.29% for 15 Years 185.38
23k at 5.3% for 15 Years 185.50
23k at 5.31% for 15 Years 185.62
23k at 5.32% for 15 Years 185.74
23k at 5.33% for 15 Years 185.86
23k at 5.34% for 15 Years 185.98
23k at 5.35% for 15 Years 186.10
23k at 5.36% for 15 Years 186.22
23k at 5.37% for 15 Years 186.35
23k at 5.38% for 15 Years 186.47
23k at 5.39% for 15 Years 186.59
23k at 5.4% for 15 Years 186.71
23k at 5.41% for 15 Years 186.83
23k at 5.42% for 15 Years 186.95
23k at 5.43% for 15 Years 187.08
23k at 5.44% for 15 Years 187.20
23k at 5.45% for 15 Years 187.32
23k at 5.46% for 15 Years 187.44
23k at 5.47% for 15 Years 187.56
23k at 5.48% for 15 Years 187.69
23k at 5.49% for 15 Years 187.81
23k at 5.5% for 15 Years 187.93
23k at 5.51% for 15 Years 188.05
23k at 5.52% for 15 Years 188.17
23k at 5.53% for 15 Years 188.30
23k at 5.54% for 15 Years 188.42
23k at 5.55% for 15 Years 188.54
23k at 5.56% for 15 Years 188.66
23k at 5.57% for 15 Years 188.78
23k at 5.58% for 15 Years 188.91
23k at 5.59% for 15 Years 189.03
23k at 5.6% for 15 Years 189.15
23k at 5.61% for 15 Years 189.27
23k at 5.62% for 15 Years 189.40
23k at 5.63% for 15 Years 189.52
23k at 5.64% for 15 Years 189.64
23k at 5.65% for 15 Years 189.76
23k at 5.66% for 15 Years 189.89
23k at 5.67% for 15 Years 190.01
23k at 5.68% for 15 Years 190.13
23k at 5.69% for 15 Years 190.26
23k at 5.7% for 15 Years 190.38
23k at 5.71% for 15 Years 190.50
23k at 5.72% for 15 Years 190.63
23k at 5.73% for 15 Years 190.75
23k at 5.74% for 15 Years 190.87
23k at 5.75% for 15 Years 190.99
23k at 5.76% for 15 Years 191.12
23k at 5.77% for 15 Years 191.24
23k at 5.78% for 15 Years 191.36
23k at 5.79% for 15 Years 191.49
23k at 5.8% for 15 Years 191.61
23k at 5.81% for 15 Years 191.73
23k at 5.82% for 15 Years 191.86
23k at 5.83% for 15 Years 191.98
23k at 5.84% for 15 Years 192.10
23k at 5.85% for 15 Years 192.23
23k at 5.86% for 15 Years 192.35
23k at 5.87% for 15 Years 192.48
23k at 5.88% for 15 Years 192.60
23k at 5.89% for 15 Years 192.72
23k at 5.9% for 15 Years 192.85
23k at 5.91% for 15 Years 192.97
23k at 5.92% for 15 Years 193.09
23k at 5.93% for 15 Years 193.22
23k at 5.94% for 15 Years 193.34
23k at 5.95% for 15 Years 193.47
23k at 5.96% for 15 Years 193.59
23k at 5.97% for 15 Years 193.71
23k at 5.98% for 15 Years 193.84
23k at 5.99% for 15 Years 193.96
23k at 6% for 15 Years 194.09
23k at 6.01% for 15 Years 194.21
23k at 6.02% for 15 Years 194.34
23k at 6.03% for 15 Years 194.46
23k at 6.04% for 15 Years 194.58
23k at 6.05% for 15 Years 194.71
23k at 6.06% for 15 Years 194.83
23k at 6.07% for 15 Years 194.96
23k at 6.08% for 15 Years 195.08
23k at 6.09% for 15 Years 195.21
23k at 6.1% for 15 Years 195.33
23k at 6.11% for 15 Years 195.46
23k at 6.12% for 15 Years 195.58
23k at 6.13% for 15 Years 195.71
23k at 6.14% for 15 Years 195.83
23k at 6.15% for 15 Years 195.96
23k at 6.16% for 15 Years 196.08
23k at 6.17% for 15 Years 196.21
23k at 6.18% for 15 Years 196.33
23k at 6.19% for 15 Years 196.46
23k at 6.2% for 15 Years 196.58
23k at 6.21% for 15 Years 196.71
23k at 6.22% for 15 Years 196.83
23k at 6.23% for 15 Years 196.96
23k at 6.24% for 15 Years 197.08
23k at 6.25% for 15 Years 197.21
23k at 6.26% for 15 Years 197.33
23k at 6.27% for 15 Years 197.46
23k at 6.28% for 15 Years 197.58
23k at 6.29% for 15 Years 197.71
23k at 6.3% for 15 Years 197.83
23k at 6.31% for 15 Years 197.96
23k at 6.32% for 15 Years 198.09
23k at 6.33% for 15 Years 198.21
23k at 6.34% for 15 Years 198.34
23k at 6.35% for 15 Years 198.46
23k at 6.36% for 15 Years 198.59
23k at 6.37% for 15 Years 198.71
23k at 6.38% for 15 Years 198.84
23k at 6.39% for 15 Years 198.97
23k at 6.4% for 15 Years 199.09
23k at 6.41% for 15 Years 199.22
23k at 6.42% for 15 Years 199.34
23k at 6.43% for 15 Years 199.47
23k at 6.44% for 15 Years 199.60
23k at 6.45% for 15 Years 199.72
23k at 6.46% for 15 Years 199.85
23k at 6.47% for 15 Years 199.98
23k at 6.48% for 15 Years 200.10
23k at 6.49% for 15 Years 200.23
23k at 6.5% for 15 Years 200.35
23k at 6.51% for 15 Years 200.48
23k at 6.52% for 15 Years 200.61
23k at 6.53% for 15 Years 200.73
23k at 6.54% for 15 Years 200.86
23k at 6.55% for 15 Years 200.99
23k at 6.56% for 15 Years 201.11
23k at 6.57% for 15 Years 201.24
23k at 6.58% for 15 Years 201.37
23k at 6.59% for 15 Years 201.49
23k at 6.6% for 15 Years 201.62
23k at 6.61% for 15 Years 201.75
23k at 6.62% for 15 Years 201.88
23k at 6.63% for 15 Years 202.00
23k at 6.64% for 15 Years 202.13
23k at 6.65% for 15 Years 202.26
23k at 6.66% for 15 Years 202.38
23k at 6.67% for 15 Years 202.51
23k at 6.68% for 15 Years 202.64
23k at 6.69% for 15 Years 202.76
23k at 6.7% for 15 Years 202.89
23k at 6.71% for 15 Years 203.02
23k at 6.72% for 15 Years 203.15
23k at 6.73% for 15 Years 203.27
23k at 6.74% for 15 Years 203.40
23k at 6.75% for 15 Years 203.53
23k at 6.76% for 15 Years 203.66
23k at 6.77% for 15 Years 203.78
23k at 6.78% for 15 Years 203.91
23k at 6.79% for 15 Years 204.04
23k at 6.8% for 15 Years 204.17
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