21k Amortization Schedule

Create an amortization schedule for a 21,000 mortgage.

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Create an amortization schedule for a $21,000 mortgage.

Enter your home loan details and click Calculate. The payment details and amortization schedule will be shown. Click the download link to access a printable PDF amortization schedule.

How to use
Enter your loan details above to create an amortization table. It will show a breakdown of mortgage payments and loan balance over time. Click the "Download Amortization Schedule" option to see an easy to print version.
What's the monthly payment on a $21,000 mortgage?
The payment is based on the loan term, loan amount, and APR. For example, here's a few different monthly payments for a 21,000 mortgage over 30 years.
Rate Payment
21k at 2% for 30 Years 77.62
21k at 3% for 30 Years 88.54
21k at 4% for 30 Years 100.26
21k at 5% for 30 Years 112.73
21k at 6% for 30 Years 125.91
How does the loan length affect the payment on a 21k mortgage?
While the 30 year mortgage is the most common, other people opt for a 15 year mortgage or an ARM. See below to see how the payment changes for a 21k loan amount based on the APR and loan length.
Rate 30 Years 15 Years 10 Years 5 Years
21k at 2% 77.62 135.14 193.23 368.08
21k at 3% 88.54 145.02 202.78 377.34
21k at 4% 100.26 155.33 212.61 386.75
21k at 5% 112.73 166.07 222.74 396.30
21k at 6% 125.91 177.21 233.14 405.99
What is an amortization schedule?
An amortization schedule shows the breakdown of a loan over time. It shows how much of each payment is paid as interest and how much goes towards the balance.

For example, let's say that you have a 30 year loan for 21,000 with a 6% APR. The monthly payment of this loan is 125.91. This stays constant throughout the term of this fixed rate 30 year loan.

We then need to calculate the monthly rate, so 6% divided by 12 equals .5% per month in interest. Take a look at the chart below to see how the first few payments of the loan are calculated.
Starting Balance Payment Towards Interest Towards Balance Remaining Balance
21,000.00 125.91 105.00 20.91 20,979.09
20,979.09 125.91 104.90 21.01 20,958.08
20,958.08 125.91 104.79 21.12 20,936.97
20,936.97 125.91 104.68 21.22 20,915.75
20,915.75 125.91 104.58 21.33 20,894.42
This continues until the loan is paid off. For interest rates higher than 0%, more of the payment goes towards the balance every month.
Monthly Mortgage Payment Table By Rate For a $21,000 Loan for 30 Years
Rate Payment
21k at 3% for 30 Years 88.54
21k at 3.05% for 30 Years 89.10
21k at 3.1% for 30 Years 89.67
21k at 3.15% for 30 Years 90.24
21k at 3.2% for 30 Years 90.82
21k at 3.25% for 30 Years 91.39
21k at 3.3% for 30 Years 91.97
21k at 3.35% for 30 Years 92.55
21k at 3.4% for 30 Years 93.13
21k at 3.45% for 30 Years 93.71
21k at 3.5% for 30 Years 94.30
21k at 3.55% for 30 Years 94.89
21k at 3.6% for 30 Years 95.48
21k at 3.65% for 30 Years 96.07
21k at 3.7% for 30 Years 96.66
21k at 3.75% for 30 Years 97.25
21k at 3.8% for 30 Years 97.85
21k at 3.85% for 30 Years 98.45
21k at 3.9% for 30 Years 99.05
21k at 3.95% for 30 Years 99.65
21k at 4% for 30 Years 100.26
21k at 4.05% for 30 Years 100.86
21k at 4.1% for 30 Years 101.47
21k at 4.15% for 30 Years 102.08
21k at 4.2% for 30 Years 102.69
21k at 4.25% for 30 Years 103.31
21k at 4.3% for 30 Years 103.92
21k at 4.35% for 30 Years 104.54
21k at 4.4% for 30 Years 105.16
21k at 4.45% for 30 Years 105.78
21k at 4.5% for 30 Years 106.40
21k at 4.55% for 30 Years 107.03
21k at 4.6% for 30 Years 107.66
21k at 4.65% for 30 Years 108.28
21k at 4.7% for 30 Years 108.91
21k at 4.75% for 30 Years 109.55
21k at 4.8% for 30 Years 110.18
21k at 4.85% for 30 Years 110.82
21k at 4.9% for 30 Years 111.45
21k at 4.95% for 30 Years 112.09
21k at 5% for 30 Years 112.73
21k at 5.05% for 30 Years 113.38
21k at 5.1% for 30 Years 114.02
21k at 5.15% for 30 Years 114.67
21k at 5.2% for 30 Years 115.31
21k at 5.25% for 30 Years 115.96
21k at 5.3% for 30 Years 116.61
21k at 5.35% for 30 Years 117.27
21k at 5.4% for 30 Years 117.92
21k at 5.45% for 30 Years 118.58
21k at 5.5% for 30 Years 119.24
Rate Payment
21k at 5.55% for 30 Years 119.90
21k at 5.6% for 30 Years 120.56
21k at 5.65% for 30 Years 121.22
21k at 5.7% for 30 Years 121.88
21k at 5.75% for 30 Years 122.55
21k at 5.8% for 30 Years 123.22
21k at 5.85% for 30 Years 123.89
21k at 5.9% for 30 Years 124.56
21k at 5.95% for 30 Years 125.23
21k at 6% for 30 Years 125.91
21k at 6.05% for 30 Years 126.58
21k at 6.1% for 30 Years 127.26
21k at 6.15% for 30 Years 127.94
21k at 6.2% for 30 Years 128.62
21k at 6.25% for 30 Years 129.30
21k at 6.3% for 30 Years 129.98
21k at 6.35% for 30 Years 130.67
21k at 6.4% for 30 Years 131.36
21k at 6.45% for 30 Years 132.04
21k at 6.5% for 30 Years 132.73
21k at 6.55% for 30 Years 133.43
21k at 6.6% for 30 Years 134.12
21k at 6.65% for 30 Years 134.81
21k at 6.7% for 30 Years 135.51
21k at 6.75% for 30 Years 136.21
21k at 6.8% for 30 Years 136.90
21k at 6.85% for 30 Years 137.60
21k at 6.9% for 30 Years 138.31
21k at 6.95% for 30 Years 139.01
21k at 7% for 30 Years 139.71
21k at 7.05% for 30 Years 140.42
21k at 7.1% for 30 Years 141.13
21k at 7.15% for 30 Years 141.84
21k at 7.2% for 30 Years 142.55
21k at 7.25% for 30 Years 143.26
21k at 7.3% for 30 Years 143.97
21k at 7.35% for 30 Years 144.68
21k at 7.4% for 30 Years 145.40
21k at 7.45% for 30 Years 146.12
21k at 7.5% for 30 Years 146.84
21k at 7.55% for 30 Years 147.55
21k at 7.6% for 30 Years 148.28
21k at 7.65% for 30 Years 149.00
21k at 7.7% for 30 Years 149.72
21k at 7.75% for 30 Years 150.45
21k at 7.8% for 30 Years 151.17
21k at 7.85% for 30 Years 151.90
21k at 7.9% for 30 Years 152.63
21k at 7.95% for 30 Years 153.36
21k at 8% for 30 Years 154.09
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