20k Amortization Schedule For 30 Years

Create an amortization schedule for a 20,000 mortgage over 30 years.

$
$
%

Create an amortization schedule for a $20,000 mortgage over 30 years.

Enter your home loan details and click Calculate. The payment details and amortization schedule will be shown. Click the download link to access a printable PDF amortization schedule.

How to use
Enter your loan details above to create an amortization table. It will show a breakdown of mortgage payments and loan balance over time. Click the "Download Amortization Schedule" option to see an easy to print version.
What's the monthly payment on a $20,000 mortgage over 30 years?
The payment is based on the loan term, loan amount, and APR. For example, here's a few different monthly payments for a 20,000 mortgage over 30 years.
Rate Payment
20k at 2% for 30 Years 73.92
20k at 3% for 30 Years 84.32
20k at 4% for 30 Years 95.48
20k at 5% for 30 Years 107.36
20k at 6% for 30 Years 119.91
20k at 7% for 30 Years 133.06
20k at 8% for 30 Years 146.75
What is an amortization schedule?
An amortization schedule shows the breakdown of a loan over time. It shows how much of each payment is paid as interest and how much goes towards the balance.

For example, let's say that you have a 30 year loan for 20,000 with a 6% APR. The monthly payment of this loan is 119.91. This stays constant throughout the term of this fixed rate 30 year loan.

We then need to calculate the monthly rate, so 6% divided by 12 equals .5% per month in interest. Take a look at the chart below to see how the first few payments of the loan are calculated.
Starting Balance Payment Towards Interest Towards Balance Remaining Balance
20,000.00 119.91 100.00 19.91 19,980.09
19,980.09 119.91 99.90 20.01 19,960.08
19,960.08 119.91 99.80 20.11 19,939.97
19,939.97 119.91 99.70 20.21 19,919.76
19,919.76 119.91 99.60 20.31 19,899.45
This continues until the loan is paid off. For interest rates higher than 0%, more of the payment goes towards the balance every month.
Monthly Mortgage Payment Table By Rate For a $20,000 Loan for 30 Years
Rate Payment
20k at 2% for 30 Years 73.92
20k at 2.01% for 30 Years 74.02
20k at 2.02% for 30 Years 74.12
20k at 2.03% for 30 Years 74.22
20k at 2.04% for 30 Years 74.32
20k at 2.05% for 30 Years 74.42
20k at 2.06% for 30 Years 74.53
20k at 2.07% for 30 Years 74.63
20k at 2.08% for 30 Years 74.73
20k at 2.09% for 30 Years 74.83
20k at 2.1% for 30 Years 74.93
20k at 2.11% for 30 Years 75.03
20k at 2.12% for 30 Years 75.13
20k at 2.13% for 30 Years 75.23
20k at 2.14% for 30 Years 75.33
20k at 2.15% for 30 Years 75.43
20k at 2.16% for 30 Years 75.53
20k at 2.17% for 30 Years 75.64
20k at 2.18% for 30 Years 75.74
20k at 2.19% for 30 Years 75.84
20k at 2.2% for 30 Years 75.94
20k at 2.21% for 30 Years 76.04
20k at 2.22% for 30 Years 76.14
20k at 2.23% for 30 Years 76.25
20k at 2.24% for 30 Years 76.35
20k at 2.25% for 30 Years 76.45
20k at 2.26% for 30 Years 76.55
20k at 2.27% for 30 Years 76.65
20k at 2.28% for 30 Years 76.76
20k at 2.29% for 30 Years 76.86
20k at 2.3% for 30 Years 76.96
20k at 2.31% for 30 Years 77.06
20k at 2.32% for 30 Years 77.17
20k at 2.33% for 30 Years 77.27
20k at 2.34% for 30 Years 77.37
20k at 2.35% for 30 Years 77.47
20k at 2.36% for 30 Years 77.58
20k at 2.37% for 30 Years 77.68
20k at 2.38% for 30 Years 77.78
20k at 2.39% for 30 Years 77.89
20k at 2.4% for 30 Years 77.99
20k at 2.41% for 30 Years 78.09
20k at 2.42% for 30 Years 78.19
20k at 2.43% for 30 Years 78.30
20k at 2.44% for 30 Years 78.40
20k at 2.45% for 30 Years 78.51
20k at 2.46% for 30 Years 78.61
20k at 2.47% for 30 Years 78.71
20k at 2.48% for 30 Years 78.82
20k at 2.49% for 30 Years 78.92
20k at 2.5% for 30 Years 79.02
20k at 2.51% for 30 Years 79.13
20k at 2.52% for 30 Years 79.23
20k at 2.53% for 30 Years 79.34
20k at 2.54% for 30 Years 79.44
20k at 2.55% for 30 Years 79.55
20k at 2.56% for 30 Years 79.65
20k at 2.57% for 30 Years 79.75
20k at 2.58% for 30 Years 79.86
20k at 2.59% for 30 Years 79.96
20k at 2.6% for 30 Years 80.07
20k at 2.61% for 30 Years 80.17
20k at 2.62% for 30 Years 80.28
20k at 2.63% for 30 Years 80.38
20k at 2.64% for 30 Years 80.49
20k at 2.65% for 30 Years 80.59
20k at 2.66% for 30 Years 80.70
20k at 2.67% for 30 Years 80.80
20k at 2.68% for 30 Years 80.91
20k at 2.69% for 30 Years 81.01
20k at 2.7% for 30 Years 81.12
20k at 2.71% for 30 Years 81.23
20k at 2.72% for 30 Years 81.33
20k at 2.73% for 30 Years 81.44
20k at 2.74% for 30 Years 81.54
20k at 2.75% for 30 Years 81.65
20k at 2.76% for 30 Years 81.75
20k at 2.77% for 30 Years 81.86
20k at 2.78% for 30 Years 81.97
20k at 2.79% for 30 Years 82.07
20k at 2.8% for 30 Years 82.18
20k at 2.81% for 30 Years 82.29
20k at 2.82% for 30 Years 82.39
20k at 2.83% for 30 Years 82.50
20k at 2.84% for 30 Years 82.60
20k at 2.85% for 30 Years 82.71
20k at 2.86% for 30 Years 82.82
20k at 2.87% for 30 Years 82.93
20k at 2.88% for 30 Years 83.03
20k at 2.89% for 30 Years 83.14
20k at 2.9% for 30 Years 83.25
20k at 2.91% for 30 Years 83.35
20k at 2.92% for 30 Years 83.46
20k at 2.93% for 30 Years 83.57
20k at 2.94% for 30 Years 83.67
20k at 2.95% for 30 Years 83.78
20k at 2.96% for 30 Years 83.89
20k at 2.97% for 30 Years 84.00
20k at 2.98% for 30 Years 84.11
20k at 2.99% for 30 Years 84.21
20k at 3% for 30 Years 84.32
20k at 3.01% for 30 Years 84.43
20k at 3.02% for 30 Years 84.54
20k at 3.03% for 30 Years 84.64
20k at 3.04% for 30 Years 84.75
20k at 3.05% for 30 Years 84.86
20k at 3.06% for 30 Years 84.97
20k at 3.07% for 30 Years 85.08
20k at 3.08% for 30 Years 85.19
20k at 3.09% for 30 Years 85.29
20k at 3.1% for 30 Years 85.40
20k at 3.11% for 30 Years 85.51
20k at 3.12% for 30 Years 85.62
20k at 3.13% for 30 Years 85.73
20k at 3.14% for 30 Years 85.84
20k at 3.15% for 30 Years 85.95
20k at 3.16% for 30 Years 86.06
20k at 3.17% for 30 Years 86.17
20k at 3.18% for 30 Years 86.27
20k at 3.19% for 30 Years 86.38
20k at 3.2% for 30 Years 86.49
20k at 3.21% for 30 Years 86.60
20k at 3.22% for 30 Years 86.71
20k at 3.23% for 30 Years 86.82
20k at 3.24% for 30 Years 86.93
20k at 3.25% for 30 Years 87.04
20k at 3.26% for 30 Years 87.15
20k at 3.27% for 30 Years 87.26
20k at 3.28% for 30 Years 87.37
20k at 3.29% for 30 Years 87.48
20k at 3.3% for 30 Years 87.59
20k at 3.31% for 30 Years 87.70
20k at 3.32% for 30 Years 87.81
20k at 3.33% for 30 Years 87.92
20k at 3.34% for 30 Years 88.03
20k at 3.35% for 30 Years 88.14
20k at 3.36% for 30 Years 88.25
20k at 3.37% for 30 Years 88.36
20k at 3.38% for 30 Years 88.47
20k at 3.39% for 30 Years 88.59
20k at 3.4% for 30 Years 88.70
20k at 3.41% for 30 Years 88.81
20k at 3.42% for 30 Years 88.92
20k at 3.43% for 30 Years 89.03
20k at 3.44% for 30 Years 89.14
20k at 3.45% for 30 Years 89.25
20k at 3.46% for 30 Years 89.36
20k at 3.47% for 30 Years 89.47
20k at 3.48% for 30 Years 89.59
20k at 3.49% for 30 Years 89.70
20k at 3.5% for 30 Years 89.81
20k at 3.51% for 30 Years 89.92
20k at 3.52% for 30 Years 90.03
20k at 3.53% for 30 Years 90.14
20k at 3.54% for 30 Years 90.26
20k at 3.55% for 30 Years 90.37
20k at 3.56% for 30 Years 90.48
20k at 3.57% for 30 Years 90.59
20k at 3.58% for 30 Years 90.70
20k at 3.59% for 30 Years 90.82
20k at 3.6% for 30 Years 90.93
Rate Payment
20k at 3.6% for 30 Years 90.93
20k at 3.61% for 30 Years 91.04
20k at 3.62% for 30 Years 91.15
20k at 3.63% for 30 Years 91.27
20k at 3.64% for 30 Years 91.38
20k at 3.65% for 30 Years 91.49
20k at 3.66% for 30 Years 91.60
20k at 3.67% for 30 Years 91.72
20k at 3.68% for 30 Years 91.83
20k at 3.69% for 30 Years 91.94
20k at 3.7% for 30 Years 92.06
20k at 3.71% for 30 Years 92.17
20k at 3.72% for 30 Years 92.28
20k at 3.73% for 30 Years 92.40
20k at 3.74% for 30 Years 92.51
20k at 3.75% for 30 Years 92.62
20k at 3.76% for 30 Years 92.74
20k at 3.77% for 30 Years 92.85
20k at 3.78% for 30 Years 92.96
20k at 3.79% for 30 Years 93.08
20k at 3.8% for 30 Years 93.19
20k at 3.81% for 30 Years 93.31
20k at 3.82% for 30 Years 93.42
20k at 3.83% for 30 Years 93.53
20k at 3.84% for 30 Years 93.65
20k at 3.85% for 30 Years 93.76
20k at 3.86% for 30 Years 93.88
20k at 3.87% for 30 Years 93.99
20k at 3.88% for 30 Years 94.10
20k at 3.89% for 30 Years 94.22
20k at 3.9% for 30 Years 94.33
20k at 3.91% for 30 Years 94.45
20k at 3.92% for 30 Years 94.56
20k at 3.93% for 30 Years 94.68
20k at 3.94% for 30 Years 94.79
20k at 3.95% for 30 Years 94.91
20k at 3.96% for 30 Years 95.02
20k at 3.97% for 30 Years 95.14
20k at 3.98% for 30 Years 95.25
20k at 3.99% for 30 Years 95.37
20k at 4% for 30 Years 95.48
20k at 4.01% for 30 Years 95.60
20k at 4.02% for 30 Years 95.71
20k at 4.03% for 30 Years 95.83
20k at 4.04% for 30 Years 95.94
20k at 4.05% for 30 Years 96.06
20k at 4.06% for 30 Years 96.18
20k at 4.07% for 30 Years 96.29
20k at 4.08% for 30 Years 96.41
20k at 4.09% for 30 Years 96.52
20k at 4.1% for 30 Years 96.64
20k at 4.11% for 30 Years 96.76
20k at 4.12% for 30 Years 96.87
20k at 4.13% for 30 Years 96.99
20k at 4.14% for 30 Years 97.10
20k at 4.15% for 30 Years 97.22
20k at 4.16% for 30 Years 97.34
20k at 4.17% for 30 Years 97.45
20k at 4.18% for 30 Years 97.57
20k at 4.19% for 30 Years 97.69
20k at 4.2% for 30 Years 97.80
20k at 4.21% for 30 Years 97.92
20k at 4.22% for 30 Years 98.04
20k at 4.23% for 30 Years 98.15
20k at 4.24% for 30 Years 98.27
20k at 4.25% for 30 Years 98.39
20k at 4.26% for 30 Years 98.51
20k at 4.27% for 30 Years 98.62
20k at 4.28% for 30 Years 98.74
20k at 4.29% for 30 Years 98.86
20k at 4.3% for 30 Years 98.97
20k at 4.31% for 30 Years 99.09
20k at 4.32% for 30 Years 99.21
20k at 4.33% for 30 Years 99.33
20k at 4.34% for 30 Years 99.44
20k at 4.35% for 30 Years 99.56
20k at 4.36% for 30 Years 99.68
20k at 4.37% for 30 Years 99.80
20k at 4.38% for 30 Years 99.92
20k at 4.39% for 30 Years 100.03
20k at 4.4% for 30 Years 100.15
20k at 4.41% for 30 Years 100.27
20k at 4.42% for 30 Years 100.39
20k at 4.43% for 30 Years 100.51
20k at 4.44% for 30 Years 100.63
20k at 4.45% for 30 Years 100.74
20k at 4.46% for 30 Years 100.86
20k at 4.47% for 30 Years 100.98
20k at 4.48% for 30 Years 101.10
20k at 4.49% for 30 Years 101.22
20k at 4.5% for 30 Years 101.34
20k at 4.51% for 30 Years 101.46
20k at 4.52% for 30 Years 101.57
20k at 4.53% for 30 Years 101.69
20k at 4.54% for 30 Years 101.81
20k at 4.55% for 30 Years 101.93
20k at 4.56% for 30 Years 102.05
20k at 4.57% for 30 Years 102.17
20k at 4.58% for 30 Years 102.29
20k at 4.59% for 30 Years 102.41
20k at 4.6% for 30 Years 102.53
20k at 4.61% for 30 Years 102.65
20k at 4.62% for 30 Years 102.77
20k at 4.63% for 30 Years 102.89
20k at 4.64% for 30 Years 103.01
20k at 4.65% for 30 Years 103.13
20k at 4.66% for 30 Years 103.25
20k at 4.67% for 30 Years 103.37
20k at 4.68% for 30 Years 103.49
20k at 4.69% for 30 Years 103.61
20k at 4.7% for 30 Years 103.73
20k at 4.71% for 30 Years 103.85
20k at 4.72% for 30 Years 103.97
20k at 4.73% for 30 Years 104.09
20k at 4.74% for 30 Years 104.21
20k at 4.75% for 30 Years 104.33
20k at 4.76% for 30 Years 104.45
20k at 4.77% for 30 Years 104.57
20k at 4.78% for 30 Years 104.69
20k at 4.79% for 30 Years 104.81
20k at 4.8% for 30 Years 104.93
20k at 4.81% for 30 Years 105.05
20k at 4.82% for 30 Years 105.17
20k at 4.83% for 30 Years 105.30
20k at 4.84% for 30 Years 105.42
20k at 4.85% for 30 Years 105.54
20k at 4.86% for 30 Years 105.66
20k at 4.87% for 30 Years 105.78
20k at 4.88% for 30 Years 105.90
20k at 4.89% for 30 Years 106.02
20k at 4.9% for 30 Years 106.15
20k at 4.91% for 30 Years 106.27
20k at 4.92% for 30 Years 106.39
20k at 4.93% for 30 Years 106.51
20k at 4.94% for 30 Years 106.63
20k at 4.95% for 30 Years 106.75
20k at 4.96% for 30 Years 106.88
20k at 4.97% for 30 Years 107.00
20k at 4.98% for 30 Years 107.12
20k at 4.99% for 30 Years 107.24
20k at 5% for 30 Years 107.36
20k at 5.01% for 30 Years 107.49
20k at 5.02% for 30 Years 107.61
20k at 5.03% for 30 Years 107.73
20k at 5.04% for 30 Years 107.85
20k at 5.05% for 30 Years 107.98
20k at 5.06% for 30 Years 108.10
20k at 5.07% for 30 Years 108.22
20k at 5.08% for 30 Years 108.34
20k at 5.09% for 30 Years 108.47
20k at 5.1% for 30 Years 108.59
20k at 5.11% for 30 Years 108.71
20k at 5.12% for 30 Years 108.84
20k at 5.13% for 30 Years 108.96
20k at 5.14% for 30 Years 109.08
20k at 5.15% for 30 Years 109.21
20k at 5.16% for 30 Years 109.33
20k at 5.17% for 30 Years 109.45
20k at 5.18% for 30 Years 109.58
20k at 5.19% for 30 Years 109.70
20k at 5.2% for 30 Years 109.82
Rate Payment
20k at 5.2% for 30 Years 109.82
20k at 5.21% for 30 Years 109.95
20k at 5.22% for 30 Years 110.07
20k at 5.23% for 30 Years 110.19
20k at 5.24% for 30 Years 110.32
20k at 5.25% for 30 Years 110.44
20k at 5.26% for 30 Years 110.56
20k at 5.27% for 30 Years 110.69
20k at 5.28% for 30 Years 110.81
20k at 5.29% for 30 Years 110.94
20k at 5.3% for 30 Years 111.06
20k at 5.31% for 30 Years 111.19
20k at 5.32% for 30 Years 111.31
20k at 5.33% for 30 Years 111.43
20k at 5.34% for 30 Years 111.56
20k at 5.35% for 30 Years 111.68
20k at 5.36% for 30 Years 111.81
20k at 5.37% for 30 Years 111.93
20k at 5.38% for 30 Years 112.06
20k at 5.39% for 30 Years 112.18
20k at 5.4% for 30 Years 112.31
20k at 5.41% for 30 Years 112.43
20k at 5.42% for 30 Years 112.56
20k at 5.43% for 30 Years 112.68
20k at 5.44% for 30 Years 112.81
20k at 5.45% for 30 Years 112.93
20k at 5.46% for 30 Years 113.06
20k at 5.47% for 30 Years 113.18
20k at 5.48% for 30 Years 113.31
20k at 5.49% for 30 Years 113.43
20k at 5.5% for 30 Years 113.56
20k at 5.51% for 30 Years 113.68
20k at 5.52% for 30 Years 113.81
20k at 5.53% for 30 Years 113.93
20k at 5.54% for 30 Years 114.06
20k at 5.55% for 30 Years 114.19
20k at 5.56% for 30 Years 114.31
20k at 5.57% for 30 Years 114.44
20k at 5.58% for 30 Years 114.56
20k at 5.59% for 30 Years 114.69
20k at 5.6% for 30 Years 114.82
20k at 5.61% for 30 Years 114.94
20k at 5.62% for 30 Years 115.07
20k at 5.63% for 30 Years 115.19
20k at 5.64% for 30 Years 115.32
20k at 5.65% for 30 Years 115.45
20k at 5.66% for 30 Years 115.57
20k at 5.67% for 30 Years 115.70
20k at 5.68% for 30 Years 115.83
20k at 5.69% for 30 Years 115.95
20k at 5.7% for 30 Years 116.08
20k at 5.71% for 30 Years 116.21
20k at 5.72% for 30 Years 116.33
20k at 5.73% for 30 Years 116.46
20k at 5.74% for 30 Years 116.59
20k at 5.75% for 30 Years 116.71
20k at 5.76% for 30 Years 116.84
20k at 5.77% for 30 Years 116.97
20k at 5.78% for 30 Years 117.10
20k at 5.79% for 30 Years 117.22
20k at 5.8% for 30 Years 117.35
20k at 5.81% for 30 Years 117.48
20k at 5.82% for 30 Years 117.61
20k at 5.83% for 30 Years 117.73
20k at 5.84% for 30 Years 117.86
20k at 5.85% for 30 Years 117.99
20k at 5.86% for 30 Years 118.12
20k at 5.87% for 30 Years 118.24
20k at 5.88% for 30 Years 118.37
20k at 5.89% for 30 Years 118.50
20k at 5.9% for 30 Years 118.63
20k at 5.91% for 30 Years 118.76
20k at 5.92% for 30 Years 118.88
20k at 5.93% for 30 Years 119.01
20k at 5.94% for 30 Years 119.14
20k at 5.95% for 30 Years 119.27
20k at 5.96% for 30 Years 119.40
20k at 5.97% for 30 Years 119.52
20k at 5.98% for 30 Years 119.65
20k at 5.99% for 30 Years 119.78
20k at 6% for 30 Years 119.91
20k at 6.01% for 30 Years 120.04
20k at 6.02% for 30 Years 120.17
20k at 6.03% for 30 Years 120.30
20k at 6.04% for 30 Years 120.42
20k at 6.05% for 30 Years 120.55
20k at 6.06% for 30 Years 120.68
20k at 6.07% for 30 Years 120.81
20k at 6.08% for 30 Years 120.94
20k at 6.09% for 30 Years 121.07
20k at 6.1% for 30 Years 121.20
20k at 6.11% for 30 Years 121.33
20k at 6.12% for 30 Years 121.46
20k at 6.13% for 30 Years 121.59
20k at 6.14% for 30 Years 121.72
20k at 6.15% for 30 Years 121.85
20k at 6.16% for 30 Years 121.98
20k at 6.17% for 30 Years 122.10
20k at 6.18% for 30 Years 122.23
20k at 6.19% for 30 Years 122.36
20k at 6.2% for 30 Years 122.49
20k at 6.21% for 30 Years 122.62
20k at 6.22% for 30 Years 122.75
20k at 6.23% for 30 Years 122.88
20k at 6.24% for 30 Years 123.01
20k at 6.25% for 30 Years 123.14
20k at 6.26% for 30 Years 123.27
20k at 6.27% for 30 Years 123.40
20k at 6.28% for 30 Years 123.53
20k at 6.29% for 30 Years 123.66
20k at 6.3% for 30 Years 123.79
20k at 6.31% for 30 Years 123.92
20k at 6.32% for 30 Years 124.06
20k at 6.33% for 30 Years 124.19
20k at 6.34% for 30 Years 124.32
20k at 6.35% for 30 Years 124.45
20k at 6.36% for 30 Years 124.58
20k at 6.37% for 30 Years 124.71
20k at 6.38% for 30 Years 124.84
20k at 6.39% for 30 Years 124.97
20k at 6.4% for 30 Years 125.10
20k at 6.41% for 30 Years 125.23
20k at 6.42% for 30 Years 125.36
20k at 6.43% for 30 Years 125.49
20k at 6.44% for 30 Years 125.63
20k at 6.45% for 30 Years 125.76
20k at 6.46% for 30 Years 125.89
20k at 6.47% for 30 Years 126.02
20k at 6.48% for 30 Years 126.15
20k at 6.49% for 30 Years 126.28
20k at 6.5% for 30 Years 126.41
20k at 6.51% for 30 Years 126.55
20k at 6.52% for 30 Years 126.68
20k at 6.53% for 30 Years 126.81
20k at 6.54% for 30 Years 126.94
20k at 6.55% for 30 Years 127.07
20k at 6.56% for 30 Years 127.20
20k at 6.57% for 30 Years 127.34
20k at 6.58% for 30 Years 127.47
20k at 6.59% for 30 Years 127.60
20k at 6.6% for 30 Years 127.73
20k at 6.61% for 30 Years 127.86
20k at 6.62% for 30 Years 128.00
20k at 6.63% for 30 Years 128.13
20k at 6.64% for 30 Years 128.26
20k at 6.65% for 30 Years 128.39
20k at 6.66% for 30 Years 128.53
20k at 6.67% for 30 Years 128.66
20k at 6.68% for 30 Years 128.79
20k at 6.69% for 30 Years 128.92
20k at 6.7% for 30 Years 129.06
20k at 6.71% for 30 Years 129.19
20k at 6.72% for 30 Years 129.32
20k at 6.73% for 30 Years 129.45
20k at 6.74% for 30 Years 129.59
20k at 6.75% for 30 Years 129.72
20k at 6.76% for 30 Years 129.85
20k at 6.77% for 30 Years 129.99
20k at 6.78% for 30 Years 130.12
20k at 6.79% for 30 Years 130.25
20k at 6.8% for 30 Years 130.39
Favorite Resources