20k Amortization Schedule For 10 Years

Create an amortization schedule for a 20,000 mortgage over 10 years.

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Create an amortization schedule for a $20,000 mortgage over 10 years.

Enter your home loan details and click Calculate. The payment details and amortization schedule will be shown. Click the download link to access a printable PDF amortization schedule.

How to use
Enter your loan details above to create an amortization table. It will show a breakdown of mortgage payments and loan balance over time. Click the "Download Amortization Schedule" option to see an easy to print version.
What's the monthly payment on a $20,000 mortgage over 10 years?
The payment is based on the loan term, loan amount, and APR. For example, here's a few different monthly payments for a 20,000 mortgage over 10 years.
Rate Payment
20k at 2% for 10 Years 184.03
20k at 3% for 10 Years 193.12
20k at 4% for 10 Years 202.49
20k at 5% for 10 Years 212.13
20k at 6% for 10 Years 222.04
20k at 7% for 10 Years 232.22
20k at 8% for 10 Years 242.66
What is an amortization schedule?
An amortization schedule shows the breakdown of a loan over time. It shows how much of each payment is paid as interest and how much goes towards the balance.

For example, let's say that you have a 10 year loan for 20,000 with a 6% APR. The monthly payment of this loan is 222.04. This stays constant throughout the term of this fixed rate 10 year loan.

We then need to calculate the monthly rate, so 6% divided by 12 equals .5% per month in interest. Take a look at the chart below to see how the first few payments of the loan are calculated.
Starting Balance Payment Towards Interest Towards Balance Remaining Balance
20,000.00 222.04 100.00 122.04 19,877.96
19,877.96 222.04 99.39 122.65 19,755.31
19,755.31 222.04 98.78 123.26 19,632.04
19,632.04 222.04 98.16 123.88 19,508.16
19,508.16 222.04 97.54 124.50 19,383.66
This continues until the loan is paid off. For interest rates higher than 0%, more of the payment goes towards the balance every month.
Monthly Mortgage Payment Table By Rate For a $20,000 Loan for 10 Years
Rate Payment
20k at 2% for 10 Years 184.03
20k at 2.01% for 10 Years 184.12
20k at 2.02% for 10 Years 184.21
20k at 2.03% for 10 Years 184.30
20k at 2.04% for 10 Years 184.39
20k at 2.05% for 10 Years 184.48
20k at 2.06% for 10 Years 184.56
20k at 2.07% for 10 Years 184.65
20k at 2.08% for 10 Years 184.74
20k at 2.09% for 10 Years 184.83
20k at 2.1% for 10 Years 184.92
20k at 2.11% for 10 Years 185.01
20k at 2.12% for 10 Years 185.10
20k at 2.13% for 10 Years 185.19
20k at 2.14% for 10 Years 185.28
20k at 2.15% for 10 Years 185.37
20k at 2.16% for 10 Years 185.46
20k at 2.17% for 10 Years 185.55
20k at 2.18% for 10 Years 185.64
20k at 2.19% for 10 Years 185.73
20k at 2.2% for 10 Years 185.82
20k at 2.21% for 10 Years 185.91
20k at 2.22% for 10 Years 186.00
20k at 2.23% for 10 Years 186.09
20k at 2.24% for 10 Years 186.18
20k at 2.25% for 10 Years 186.27
20k at 2.26% for 10 Years 186.37
20k at 2.27% for 10 Years 186.46
20k at 2.28% for 10 Years 186.55
20k at 2.29% for 10 Years 186.64
20k at 2.3% for 10 Years 186.73
20k at 2.31% for 10 Years 186.82
20k at 2.32% for 10 Years 186.91
20k at 2.33% for 10 Years 187.00
20k at 2.34% for 10 Years 187.09
20k at 2.35% for 10 Years 187.18
20k at 2.36% for 10 Years 187.27
20k at 2.37% for 10 Years 187.36
20k at 2.38% for 10 Years 187.45
20k at 2.39% for 10 Years 187.54
20k at 2.4% for 10 Years 187.63
20k at 2.41% for 10 Years 187.72
20k at 2.42% for 10 Years 187.81
20k at 2.43% for 10 Years 187.90
20k at 2.44% for 10 Years 187.99
20k at 2.45% for 10 Years 188.09
20k at 2.46% for 10 Years 188.18
20k at 2.47% for 10 Years 188.27
20k at 2.48% for 10 Years 188.36
20k at 2.49% for 10 Years 188.45
20k at 2.5% for 10 Years 188.54
20k at 2.51% for 10 Years 188.63
20k at 2.52% for 10 Years 188.72
20k at 2.53% for 10 Years 188.81
20k at 2.54% for 10 Years 188.90
20k at 2.55% for 10 Years 188.99
20k at 2.56% for 10 Years 189.09
20k at 2.57% for 10 Years 189.18
20k at 2.58% for 10 Years 189.27
20k at 2.59% for 10 Years 189.36
20k at 2.6% for 10 Years 189.45
20k at 2.61% for 10 Years 189.54
20k at 2.62% for 10 Years 189.63
20k at 2.63% for 10 Years 189.72
20k at 2.64% for 10 Years 189.82
20k at 2.65% for 10 Years 189.91
20k at 2.66% for 10 Years 190.00
20k at 2.67% for 10 Years 190.09
20k at 2.68% for 10 Years 190.18
20k at 2.69% for 10 Years 190.27
20k at 2.7% for 10 Years 190.36
20k at 2.71% for 10 Years 190.46
20k at 2.72% for 10 Years 190.55
20k at 2.73% for 10 Years 190.64
20k at 2.74% for 10 Years 190.73
20k at 2.75% for 10 Years 190.82
20k at 2.76% for 10 Years 190.91
20k at 2.77% for 10 Years 191.01
20k at 2.78% for 10 Years 191.10
20k at 2.79% for 10 Years 191.19
20k at 2.8% for 10 Years 191.28
20k at 2.81% for 10 Years 191.37
20k at 2.82% for 10 Years 191.46
20k at 2.83% for 10 Years 191.56
20k at 2.84% for 10 Years 191.65
20k at 2.85% for 10 Years 191.74
20k at 2.86% for 10 Years 191.83
20k at 2.87% for 10 Years 191.92
20k at 2.88% for 10 Years 192.02
20k at 2.89% for 10 Years 192.11
20k at 2.9% for 10 Years 192.20
20k at 2.91% for 10 Years 192.29
20k at 2.92% for 10 Years 192.38
20k at 2.93% for 10 Years 192.48
20k at 2.94% for 10 Years 192.57
20k at 2.95% for 10 Years 192.66
20k at 2.96% for 10 Years 192.75
20k at 2.97% for 10 Years 192.84
20k at 2.98% for 10 Years 192.94
20k at 2.99% for 10 Years 193.03
20k at 3% for 10 Years 193.12
20k at 3.01% for 10 Years 193.21
20k at 3.02% for 10 Years 193.31
20k at 3.03% for 10 Years 193.40
20k at 3.04% for 10 Years 193.49
20k at 3.05% for 10 Years 193.58
20k at 3.06% for 10 Years 193.68
20k at 3.07% for 10 Years 193.77
20k at 3.08% for 10 Years 193.86
20k at 3.09% for 10 Years 193.95
20k at 3.1% for 10 Years 194.05
20k at 3.11% for 10 Years 194.14
20k at 3.12% for 10 Years 194.23
20k at 3.13% for 10 Years 194.32
20k at 3.14% for 10 Years 194.42
20k at 3.15% for 10 Years 194.51
20k at 3.16% for 10 Years 194.60
20k at 3.17% for 10 Years 194.69
20k at 3.18% for 10 Years 194.79
20k at 3.19% for 10 Years 194.88
20k at 3.2% for 10 Years 194.97
20k at 3.21% for 10 Years 195.07
20k at 3.22% for 10 Years 195.16
20k at 3.23% for 10 Years 195.25
20k at 3.24% for 10 Years 195.35
20k at 3.25% for 10 Years 195.44
20k at 3.26% for 10 Years 195.53
20k at 3.27% for 10 Years 195.62
20k at 3.28% for 10 Years 195.72
20k at 3.29% for 10 Years 195.81
20k at 3.3% for 10 Years 195.90
20k at 3.31% for 10 Years 196.00
20k at 3.32% for 10 Years 196.09
20k at 3.33% for 10 Years 196.18
20k at 3.34% for 10 Years 196.28
20k at 3.35% for 10 Years 196.37
20k at 3.36% for 10 Years 196.46
20k at 3.37% for 10 Years 196.56
20k at 3.38% for 10 Years 196.65
20k at 3.39% for 10 Years 196.74
20k at 3.4% for 10 Years 196.84
20k at 3.41% for 10 Years 196.93
20k at 3.42% for 10 Years 197.02
20k at 3.43% for 10 Years 197.12
20k at 3.44% for 10 Years 197.21
20k at 3.45% for 10 Years 197.30
20k at 3.46% for 10 Years 197.40
20k at 3.47% for 10 Years 197.49
20k at 3.48% for 10 Years 197.58
20k at 3.49% for 10 Years 197.68
20k at 3.5% for 10 Years 197.77
20k at 3.51% for 10 Years 197.87
20k at 3.52% for 10 Years 197.96
20k at 3.53% for 10 Years 198.05
20k at 3.54% for 10 Years 198.15
20k at 3.55% for 10 Years 198.24
20k at 3.56% for 10 Years 198.33
20k at 3.57% for 10 Years 198.43
20k at 3.58% for 10 Years 198.52
20k at 3.59% for 10 Years 198.62
20k at 3.6% for 10 Years 198.71
Rate Payment
20k at 3.6% for 10 Years 198.71
20k at 3.61% for 10 Years 198.80
20k at 3.62% for 10 Years 198.90
20k at 3.63% for 10 Years 198.99
20k at 3.64% for 10 Years 199.09
20k at 3.65% for 10 Years 199.18
20k at 3.66% for 10 Years 199.27
20k at 3.67% for 10 Years 199.37
20k at 3.68% for 10 Years 199.46
20k at 3.69% for 10 Years 199.56
20k at 3.7% for 10 Years 199.65
20k at 3.71% for 10 Years 199.75
20k at 3.72% for 10 Years 199.84
20k at 3.73% for 10 Years 199.93
20k at 3.74% for 10 Years 200.03
20k at 3.75% for 10 Years 200.12
20k at 3.76% for 10 Years 200.22
20k at 3.77% for 10 Years 200.31
20k at 3.78% for 10 Years 200.41
20k at 3.79% for 10 Years 200.50
20k at 3.8% for 10 Years 200.59
20k at 3.81% for 10 Years 200.69
20k at 3.82% for 10 Years 200.78
20k at 3.83% for 10 Years 200.88
20k at 3.84% for 10 Years 200.97
20k at 3.85% for 10 Years 201.07
20k at 3.86% for 10 Years 201.16
20k at 3.87% for 10 Years 201.26
20k at 3.88% for 10 Years 201.35
20k at 3.89% for 10 Years 201.45
20k at 3.9% for 10 Years 201.54
20k at 3.91% for 10 Years 201.64
20k at 3.92% for 10 Years 201.73
20k at 3.93% for 10 Years 201.83
20k at 3.94% for 10 Years 201.92
20k at 3.95% for 10 Years 202.02
20k at 3.96% for 10 Years 202.11
20k at 3.97% for 10 Years 202.21
20k at 3.98% for 10 Years 202.30
20k at 3.99% for 10 Years 202.40
20k at 4% for 10 Years 202.49
20k at 4.01% for 10 Years 202.59
20k at 4.02% for 10 Years 202.68
20k at 4.03% for 10 Years 202.78
20k at 4.04% for 10 Years 202.87
20k at 4.05% for 10 Years 202.97
20k at 4.06% for 10 Years 203.06
20k at 4.07% for 10 Years 203.16
20k at 4.08% for 10 Years 203.25
20k at 4.09% for 10 Years 203.35
20k at 4.1% for 10 Years 203.44
20k at 4.11% for 10 Years 203.54
20k at 4.12% for 10 Years 203.63
20k at 4.13% for 10 Years 203.73
20k at 4.14% for 10 Years 203.82
20k at 4.15% for 10 Years 203.92
20k at 4.16% for 10 Years 204.01
20k at 4.17% for 10 Years 204.11
20k at 4.18% for 10 Years 204.21
20k at 4.19% for 10 Years 204.30
20k at 4.2% for 10 Years 204.40
20k at 4.21% for 10 Years 204.49
20k at 4.22% for 10 Years 204.59
20k at 4.23% for 10 Years 204.68
20k at 4.24% for 10 Years 204.78
20k at 4.25% for 10 Years 204.88
20k at 4.26% for 10 Years 204.97
20k at 4.27% for 10 Years 205.07
20k at 4.28% for 10 Years 205.16
20k at 4.29% for 10 Years 205.26
20k at 4.3% for 10 Years 205.35
20k at 4.31% for 10 Years 205.45
20k at 4.32% for 10 Years 205.55
20k at 4.33% for 10 Years 205.64
20k at 4.34% for 10 Years 205.74
20k at 4.35% for 10 Years 205.83
20k at 4.36% for 10 Years 205.93
20k at 4.37% for 10 Years 206.03
20k at 4.38% for 10 Years 206.12
20k at 4.39% for 10 Years 206.22
20k at 4.4% for 10 Years 206.31
20k at 4.41% for 10 Years 206.41
20k at 4.42% for 10 Years 206.51
20k at 4.43% for 10 Years 206.60
20k at 4.44% for 10 Years 206.70
20k at 4.45% for 10 Years 206.80
20k at 4.46% for 10 Years 206.89
20k at 4.47% for 10 Years 206.99
20k at 4.48% for 10 Years 207.08
20k at 4.49% for 10 Years 207.18
20k at 4.5% for 10 Years 207.28
20k at 4.51% for 10 Years 207.37
20k at 4.52% for 10 Years 207.47
20k at 4.53% for 10 Years 207.57
20k at 4.54% for 10 Years 207.66
20k at 4.55% for 10 Years 207.76
20k at 4.56% for 10 Years 207.86
20k at 4.57% for 10 Years 207.95
20k at 4.58% for 10 Years 208.05
20k at 4.59% for 10 Years 208.15
20k at 4.6% for 10 Years 208.24
20k at 4.61% for 10 Years 208.34
20k at 4.62% for 10 Years 208.44
20k at 4.63% for 10 Years 208.53
20k at 4.64% for 10 Years 208.63
20k at 4.65% for 10 Years 208.73
20k at 4.66% for 10 Years 208.82
20k at 4.67% for 10 Years 208.92
20k at 4.68% for 10 Years 209.02
20k at 4.69% for 10 Years 209.11
20k at 4.7% for 10 Years 209.21
20k at 4.71% for 10 Years 209.31
20k at 4.72% for 10 Years 209.40
20k at 4.73% for 10 Years 209.50
20k at 4.74% for 10 Years 209.60
20k at 4.75% for 10 Years 209.70
20k at 4.76% for 10 Years 209.79
20k at 4.77% for 10 Years 209.89
20k at 4.78% for 10 Years 209.99
20k at 4.79% for 10 Years 210.08
20k at 4.8% for 10 Years 210.18
20k at 4.81% for 10 Years 210.28
20k at 4.82% for 10 Years 210.38
20k at 4.83% for 10 Years 210.47
20k at 4.84% for 10 Years 210.57
20k at 4.85% for 10 Years 210.67
20k at 4.86% for 10 Years 210.77
20k at 4.87% for 10 Years 210.86
20k at 4.88% for 10 Years 210.96
20k at 4.89% for 10 Years 211.06
20k at 4.9% for 10 Years 211.15
20k at 4.91% for 10 Years 211.25
20k at 4.92% for 10 Years 211.35
20k at 4.93% for 10 Years 211.45
20k at 4.94% for 10 Years 211.54
20k at 4.95% for 10 Years 211.64
20k at 4.96% for 10 Years 211.74
20k at 4.97% for 10 Years 211.84
20k at 4.98% for 10 Years 211.94
20k at 4.99% for 10 Years 212.03
20k at 5% for 10 Years 212.13
20k at 5.01% for 10 Years 212.23
20k at 5.02% for 10 Years 212.33
20k at 5.03% for 10 Years 212.42
20k at 5.04% for 10 Years 212.52
20k at 5.05% for 10 Years 212.62
20k at 5.06% for 10 Years 212.72
20k at 5.07% for 10 Years 212.82
20k at 5.08% for 10 Years 212.91
20k at 5.09% for 10 Years 213.01
20k at 5.1% for 10 Years 213.11
20k at 5.11% for 10 Years 213.21
20k at 5.12% for 10 Years 213.31
20k at 5.13% for 10 Years 213.40
20k at 5.14% for 10 Years 213.50
20k at 5.15% for 10 Years 213.60
20k at 5.16% for 10 Years 213.70
20k at 5.17% for 10 Years 213.80
20k at 5.18% for 10 Years 213.90
20k at 5.19% for 10 Years 213.99
20k at 5.2% for 10 Years 214.09
Rate Payment
20k at 5.2% for 10 Years 214.09
20k at 5.21% for 10 Years 214.19
20k at 5.22% for 10 Years 214.29
20k at 5.23% for 10 Years 214.39
20k at 5.24% for 10 Years 214.48
20k at 5.25% for 10 Years 214.58
20k at 5.26% for 10 Years 214.68
20k at 5.27% for 10 Years 214.78
20k at 5.28% for 10 Years 214.88
20k at 5.29% for 10 Years 214.98
20k at 5.3% for 10 Years 215.08
20k at 5.31% for 10 Years 215.17
20k at 5.32% for 10 Years 215.27
20k at 5.33% for 10 Years 215.37
20k at 5.34% for 10 Years 215.47
20k at 5.35% for 10 Years 215.57
20k at 5.36% for 10 Years 215.67
20k at 5.37% for 10 Years 215.77
20k at 5.38% for 10 Years 215.87
20k at 5.39% for 10 Years 215.96
20k at 5.4% for 10 Years 216.06
20k at 5.41% for 10 Years 216.16
20k at 5.42% for 10 Years 216.26
20k at 5.43% for 10 Years 216.36
20k at 5.44% for 10 Years 216.46
20k at 5.45% for 10 Years 216.56
20k at 5.46% for 10 Years 216.66
20k at 5.47% for 10 Years 216.76
20k at 5.48% for 10 Years 216.85
20k at 5.49% for 10 Years 216.95
20k at 5.5% for 10 Years 217.05
20k at 5.51% for 10 Years 217.15
20k at 5.52% for 10 Years 217.25
20k at 5.53% for 10 Years 217.35
20k at 5.54% for 10 Years 217.45
20k at 5.55% for 10 Years 217.55
20k at 5.56% for 10 Years 217.65
20k at 5.57% for 10 Years 217.75
20k at 5.58% for 10 Years 217.85
20k at 5.59% for 10 Years 217.95
20k at 5.6% for 10 Years 218.04
20k at 5.61% for 10 Years 218.14
20k at 5.62% for 10 Years 218.24
20k at 5.63% for 10 Years 218.34
20k at 5.64% for 10 Years 218.44
20k at 5.65% for 10 Years 218.54
20k at 5.66% for 10 Years 218.64
20k at 5.67% for 10 Years 218.74
20k at 5.68% for 10 Years 218.84
20k at 5.69% for 10 Years 218.94
20k at 5.7% for 10 Years 219.04
20k at 5.71% for 10 Years 219.14
20k at 5.72% for 10 Years 219.24
20k at 5.73% for 10 Years 219.34
20k at 5.74% for 10 Years 219.44
20k at 5.75% for 10 Years 219.54
20k at 5.76% for 10 Years 219.64
20k at 5.77% for 10 Years 219.74
20k at 5.78% for 10 Years 219.84
20k at 5.79% for 10 Years 219.94
20k at 5.8% for 10 Years 220.04
20k at 5.81% for 10 Years 220.14
20k at 5.82% for 10 Years 220.24
20k at 5.83% for 10 Years 220.34
20k at 5.84% for 10 Years 220.44
20k at 5.85% for 10 Years 220.54
20k at 5.86% for 10 Years 220.64
20k at 5.87% for 10 Years 220.74
20k at 5.88% for 10 Years 220.84
20k at 5.89% for 10 Years 220.94
20k at 5.9% for 10 Years 221.04
20k at 5.91% for 10 Years 221.14
20k at 5.92% for 10 Years 221.24
20k at 5.93% for 10 Years 221.34
20k at 5.94% for 10 Years 221.44
20k at 5.95% for 10 Years 221.54
20k at 5.96% for 10 Years 221.64
20k at 5.97% for 10 Years 221.74
20k at 5.98% for 10 Years 221.84
20k at 5.99% for 10 Years 221.94
20k at 6% for 10 Years 222.04
20k at 6.01% for 10 Years 222.14
20k at 6.02% for 10 Years 222.24
20k at 6.03% for 10 Years 222.34
20k at 6.04% for 10 Years 222.44
20k at 6.05% for 10 Years 222.54
20k at 6.06% for 10 Years 222.64
20k at 6.07% for 10 Years 222.74
20k at 6.08% for 10 Years 222.85
20k at 6.09% for 10 Years 222.95
20k at 6.1% for 10 Years 223.05
20k at 6.11% for 10 Years 223.15
20k at 6.12% for 10 Years 223.25
20k at 6.13% for 10 Years 223.35
20k at 6.14% for 10 Years 223.45
20k at 6.15% for 10 Years 223.55
20k at 6.16% for 10 Years 223.65
20k at 6.17% for 10 Years 223.75
20k at 6.18% for 10 Years 223.85
20k at 6.19% for 10 Years 223.95
20k at 6.2% for 10 Years 224.06
20k at 6.21% for 10 Years 224.16
20k at 6.22% for 10 Years 224.26
20k at 6.23% for 10 Years 224.36
20k at 6.24% for 10 Years 224.46
20k at 6.25% for 10 Years 224.56
20k at 6.26% for 10 Years 224.66
20k at 6.27% for 10 Years 224.76
20k at 6.28% for 10 Years 224.86
20k at 6.29% for 10 Years 224.96
20k at 6.3% for 10 Years 225.07
20k at 6.31% for 10 Years 225.17
20k at 6.32% for 10 Years 225.27
20k at 6.33% for 10 Years 225.37
20k at 6.34% for 10 Years 225.47
20k at 6.35% for 10 Years 225.57
20k at 6.36% for 10 Years 225.67
20k at 6.37% for 10 Years 225.78
20k at 6.38% for 10 Years 225.88
20k at 6.39% for 10 Years 225.98
20k at 6.4% for 10 Years 226.08
20k at 6.41% for 10 Years 226.18
20k at 6.42% for 10 Years 226.28
20k at 6.43% for 10 Years 226.38
20k at 6.44% for 10 Years 226.49
20k at 6.45% for 10 Years 226.59
20k at 6.46% for 10 Years 226.69
20k at 6.47% for 10 Years 226.79
20k at 6.48% for 10 Years 226.89
20k at 6.49% for 10 Years 226.99
20k at 6.5% for 10 Years 227.10
20k at 6.51% for 10 Years 227.20
20k at 6.52% for 10 Years 227.30
20k at 6.53% for 10 Years 227.40
20k at 6.54% for 10 Years 227.50
20k at 6.55% for 10 Years 227.61
20k at 6.56% for 10 Years 227.71
20k at 6.57% for 10 Years 227.81
20k at 6.58% for 10 Years 227.91
20k at 6.59% for 10 Years 228.01
20k at 6.6% for 10 Years 228.11
20k at 6.61% for 10 Years 228.22
20k at 6.62% for 10 Years 228.32
20k at 6.63% for 10 Years 228.42
20k at 6.64% for 10 Years 228.52
20k at 6.65% for 10 Years 228.63
20k at 6.66% for 10 Years 228.73
20k at 6.67% for 10 Years 228.83
20k at 6.68% for 10 Years 228.93
20k at 6.69% for 10 Years 229.03
20k at 6.7% for 10 Years 229.14
20k at 6.71% for 10 Years 229.24
20k at 6.72% for 10 Years 229.34
20k at 6.73% for 10 Years 229.44
20k at 6.74% for 10 Years 229.55
20k at 6.75% for 10 Years 229.65
20k at 6.76% for 10 Years 229.75
20k at 6.77% for 10 Years 229.85
20k at 6.78% for 10 Years 229.96
20k at 6.79% for 10 Years 230.06
20k at 6.8% for 10 Years 230.16
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