180k Amortization Schedule

Create an amortization schedule for a 180,000 mortgage.

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Create an amortization schedule for a $180,000 mortgage.

Enter your home loan details and click Calculate. The payment details and amortization schedule will be shown. Click the download link to access a printable PDF amortization schedule.

How to use
Enter your loan details above to create an amortization table. It will show a breakdown of mortgage payments and loan balance over time. Click the "Download Amortization Schedule" option to see an easy to print version.
What's the monthly payment on a $180,000 mortgage?
The payment is based on the loan term, loan amount, and APR. For example, here's a few different monthly payments for a 180,000 mortgage over 30 years.
Rate Payment
180k at 2% for 30 Years 665.32
180k at 3% for 30 Years 758.89
180k at 4% for 30 Years 859.35
180k at 5% for 30 Years 966.28
180k at 6% for 30 Years 1,079.19
How does the loan length affect the payment on a 180k mortgage?
While the 30 year mortgage is the most common, other people opt for a 15 year mortgage or an ARM. See below to see how the payment changes for a 180k loan amount based on the APR and loan length.
Rate 30 Years 15 Years 10 Years 5 Years
180k at 2% 665.32 1,158.32 1,656.24 3,155.00
180k at 3% 758.89 1,243.05 1,738.09 3,234.36
180k at 4% 859.35 1,331.44 1,822.41 3,314.97
180k at 5% 966.28 1,423.43 1,909.18 3,396.82
180k at 6% 1,079.19 1,518.94 1,998.37 3,479.90
What is an amortization schedule?
An amortization schedule shows the breakdown of a loan over time. It shows how much of each payment is paid as interest and how much goes towards the balance.

For example, let's say that you have a 30 year loan for 180,000 with a 6% APR. The monthly payment of this loan is 1,079.19. This stays constant throughout the term of this fixed rate 30 year loan.

We then need to calculate the monthly rate, so 6% divided by 12 equals .5% per month in interest. Take a look at the chart below to see how the first few payments of the loan are calculated.
Starting Balance Payment Towards Interest Towards Balance Remaining Balance
180,000.00 1,079.19 900.00 179.19 179,820.81
179,820.81 1,079.19 899.10 180.09 179,640.72
179,640.72 1,079.19 898.20 180.99 179,459.73
179,459.73 1,079.19 897.30 181.89 179,277.84
179,277.84 1,079.19 896.39 182.80 179,095.04
This continues until the loan is paid off. For interest rates higher than 0%, more of the payment goes towards the balance every month.
Monthly Mortgage Payment Table By Rate For a $180,000 Loan for 30 Years
Rate Payment
180k at 3% for 30 Years 758.89
180k at 3.05% for 30 Years 763.75
180k at 3.1% for 30 Years 768.63
180k at 3.15% for 30 Years 773.53
180k at 3.2% for 30 Years 778.44
180k at 3.25% for 30 Years 783.37
180k at 3.3% for 30 Years 788.32
180k at 3.35% for 30 Years 793.28
180k at 3.4% for 30 Years 798.27
180k at 3.45% for 30 Years 803.26
180k at 3.5% for 30 Years 808.28
180k at 3.55% for 30 Years 813.31
180k at 3.6% for 30 Years 818.36
180k at 3.65% for 30 Years 823.43
180k at 3.7% for 30 Years 828.51
180k at 3.75% for 30 Years 833.61
180k at 3.8% for 30 Years 838.72
180k at 3.85% for 30 Years 843.85
180k at 3.9% for 30 Years 849.00
180k at 3.95% for 30 Years 854.17
180k at 4% for 30 Years 859.35
180k at 4.05% for 30 Years 864.54
180k at 4.1% for 30 Years 869.76
180k at 4.15% for 30 Years 874.99
180k at 4.2% for 30 Years 880.23
180k at 4.25% for 30 Years 885.49
180k at 4.3% for 30 Years 890.77
180k at 4.35% for 30 Years 896.06
180k at 4.4% for 30 Years 901.37
180k at 4.45% for 30 Years 906.69
180k at 4.5% for 30 Years 912.03
180k at 4.55% for 30 Years 917.39
180k at 4.6% for 30 Years 922.76
180k at 4.65% for 30 Years 928.15
180k at 4.7% for 30 Years 933.55
180k at 4.75% for 30 Years 938.97
180k at 4.8% for 30 Years 944.40
180k at 4.85% for 30 Years 949.85
180k at 4.9% for 30 Years 955.31
180k at 4.95% for 30 Years 960.79
180k at 5% for 30 Years 966.28
180k at 5.05% for 30 Years 971.79
180k at 5.1% for 30 Years 977.31
180k at 5.15% for 30 Years 982.85
180k at 5.2% for 30 Years 988.40
180k at 5.25% for 30 Years 993.97
180k at 5.3% for 30 Years 999.55
180k at 5.35% for 30 Years 1,005.14
180k at 5.4% for 30 Years 1,010.76
180k at 5.45% for 30 Years 1,016.38
180k at 5.5% for 30 Years 1,022.02
Rate Payment
180k at 5.55% for 30 Years 1,027.67
180k at 5.6% for 30 Years 1,033.34
180k at 5.65% for 30 Years 1,039.02
180k at 5.7% for 30 Years 1,044.72
180k at 5.75% for 30 Years 1,050.43
180k at 5.8% for 30 Years 1,056.16
180k at 5.85% for 30 Years 1,061.89
180k at 5.9% for 30 Years 1,067.65
180k at 5.95% for 30 Years 1,073.41
180k at 6% for 30 Years 1,079.19
180k at 6.05% for 30 Years 1,084.98
180k at 6.1% for 30 Years 1,090.79
180k at 6.15% for 30 Years 1,096.61
180k at 6.2% for 30 Years 1,102.44
180k at 6.25% for 30 Years 1,108.29
180k at 6.3% for 30 Years 1,114.15
180k at 6.35% for 30 Years 1,120.02
180k at 6.4% for 30 Years 1,125.91
180k at 6.45% for 30 Years 1,131.81
180k at 6.5% for 30 Years 1,137.72
180k at 6.55% for 30 Years 1,143.65
180k at 6.6% for 30 Years 1,149.59
180k at 6.65% for 30 Years 1,155.54
180k at 6.7% for 30 Years 1,161.50
180k at 6.75% for 30 Years 1,167.48
180k at 6.8% for 30 Years 1,173.47
180k at 6.85% for 30 Years 1,179.47
180k at 6.9% for 30 Years 1,185.48
180k at 6.95% for 30 Years 1,191.51
180k at 7% for 30 Years 1,197.54
180k at 7.05% for 30 Years 1,203.59
180k at 7.1% for 30 Years 1,209.66
180k at 7.15% for 30 Years 1,215.73
180k at 7.2% for 30 Years 1,221.82
180k at 7.25% for 30 Years 1,227.92
180k at 7.3% for 30 Years 1,234.03
180k at 7.35% for 30 Years 1,240.15
180k at 7.4% for 30 Years 1,246.28
180k at 7.45% for 30 Years 1,252.43
180k at 7.5% for 30 Years 1,258.59
180k at 7.55% for 30 Years 1,264.75
180k at 7.6% for 30 Years 1,270.93
180k at 7.65% for 30 Years 1,277.13
180k at 7.7% for 30 Years 1,283.33
180k at 7.75% for 30 Years 1,289.54
180k at 7.8% for 30 Years 1,295.77
180k at 7.85% for 30 Years 1,302.00
180k at 7.9% for 30 Years 1,308.25
180k at 7.95% for 30 Years 1,314.51
180k at 8% for 30 Years 1,320.78
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