18k Amortization Schedule

Create an amortization schedule for a 18,000 mortgage.

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Create an amortization schedule for a $18,000 mortgage.

Enter your home loan details and click Calculate. The payment details and amortization schedule will be shown. Click the download link to access a printable PDF amortization schedule.

How to use
Enter your loan details above to create an amortization table. It will show a breakdown of mortgage payments and loan balance over time. Click the "Download Amortization Schedule" option to see an easy to print version.
What's the monthly payment on a $18,000 mortgage?
The payment is based on the loan term, loan amount, and APR. For example, here's a few different monthly payments for a 18,000 mortgage over 30 years.
Rate Payment
18k at 2% for 30 Years 66.53
18k at 3% for 30 Years 75.89
18k at 4% for 30 Years 85.93
18k at 5% for 30 Years 96.63
18k at 6% for 30 Years 107.92
How does the loan length affect the payment on a 18k mortgage?
While the 30 year mortgage is the most common, other people opt for a 15 year mortgage or an ARM. See below to see how the payment changes for a 18k loan amount based on the APR and loan length.
Rate 30 Years 15 Years 10 Years 5 Years
18k at 2% 66.53 115.83 165.62 315.50
18k at 3% 75.89 124.30 173.81 323.44
18k at 4% 85.93 133.14 182.24 331.50
18k at 5% 96.63 142.34 190.92 339.68
18k at 6% 107.92 151.89 199.84 347.99
What is an amortization schedule?
An amortization schedule shows the breakdown of a loan over time. It shows how much of each payment is paid as interest and how much goes towards the balance.

For example, let's say that you have a 30 year loan for 18,000 with a 6% APR. The monthly payment of this loan is 107.92. This stays constant throughout the term of this fixed rate 30 year loan.

We then need to calculate the monthly rate, so 6% divided by 12 equals .5% per month in interest. Take a look at the chart below to see how the first few payments of the loan are calculated.
Starting Balance Payment Towards Interest Towards Balance Remaining Balance
18,000.00 107.92 90.00 17.92 17,982.08
17,982.08 107.92 89.91 18.01 17,964.07
17,964.07 107.92 89.82 18.10 17,945.97
17,945.97 107.92 89.73 18.19 17,927.78
17,927.78 107.92 89.64 18.28 17,909.50
This continues until the loan is paid off. For interest rates higher than 0%, more of the payment goes towards the balance every month.
Monthly Mortgage Payment Table By Rate For a $18,000 Loan for 30 Years
Rate Payment
18k at 3% for 30 Years 75.89
18k at 3.05% for 30 Years 76.37
18k at 3.1% for 30 Years 76.86
18k at 3.15% for 30 Years 77.35
18k at 3.2% for 30 Years 77.84
18k at 3.25% for 30 Years 78.34
18k at 3.3% for 30 Years 78.83
18k at 3.35% for 30 Years 79.33
18k at 3.4% for 30 Years 79.83
18k at 3.45% for 30 Years 80.33
18k at 3.5% for 30 Years 80.83
18k at 3.55% for 30 Years 81.33
18k at 3.6% for 30 Years 81.84
18k at 3.65% for 30 Years 82.34
18k at 3.7% for 30 Years 82.85
18k at 3.75% for 30 Years 83.36
18k at 3.8% for 30 Years 83.87
18k at 3.85% for 30 Years 84.39
18k at 3.9% for 30 Years 84.90
18k at 3.95% for 30 Years 85.42
18k at 4% for 30 Years 85.93
18k at 4.05% for 30 Years 86.45
18k at 4.1% for 30 Years 86.98
18k at 4.15% for 30 Years 87.50
18k at 4.2% for 30 Years 88.02
18k at 4.25% for 30 Years 88.55
18k at 4.3% for 30 Years 89.08
18k at 4.35% for 30 Years 89.61
18k at 4.4% for 30 Years 90.14
18k at 4.45% for 30 Years 90.67
18k at 4.5% for 30 Years 91.20
18k at 4.55% for 30 Years 91.74
18k at 4.6% for 30 Years 92.28
18k at 4.65% for 30 Years 92.81
18k at 4.7% for 30 Years 93.35
18k at 4.75% for 30 Years 93.90
18k at 4.8% for 30 Years 94.44
18k at 4.85% for 30 Years 94.98
18k at 4.9% for 30 Years 95.53
18k at 4.95% for 30 Years 96.08
18k at 5% for 30 Years 96.63
18k at 5.05% for 30 Years 97.18
18k at 5.1% for 30 Years 97.73
18k at 5.15% for 30 Years 98.28
18k at 5.2% for 30 Years 98.84
18k at 5.25% for 30 Years 99.40
18k at 5.3% for 30 Years 99.95
18k at 5.35% for 30 Years 100.51
18k at 5.4% for 30 Years 101.08
18k at 5.45% for 30 Years 101.64
18k at 5.5% for 30 Years 102.20
Rate Payment
18k at 5.55% for 30 Years 102.77
18k at 5.6% for 30 Years 103.33
18k at 5.65% for 30 Years 103.90
18k at 5.7% for 30 Years 104.47
18k at 5.75% for 30 Years 105.04
18k at 5.8% for 30 Years 105.62
18k at 5.85% for 30 Years 106.19
18k at 5.9% for 30 Years 106.76
18k at 5.95% for 30 Years 107.34
18k at 6% for 30 Years 107.92
18k at 6.05% for 30 Years 108.50
18k at 6.1% for 30 Years 109.08
18k at 6.15% for 30 Years 109.66
18k at 6.2% for 30 Years 110.24
18k at 6.25% for 30 Years 110.83
18k at 6.3% for 30 Years 111.42
18k at 6.35% for 30 Years 112.00
18k at 6.4% for 30 Years 112.59
18k at 6.45% for 30 Years 113.18
18k at 6.5% for 30 Years 113.77
18k at 6.55% for 30 Years 114.36
18k at 6.6% for 30 Years 114.96
18k at 6.65% for 30 Years 115.55
18k at 6.7% for 30 Years 116.15
18k at 6.75% for 30 Years 116.75
18k at 6.8% for 30 Years 117.35
18k at 6.85% for 30 Years 117.95
18k at 6.9% for 30 Years 118.55
18k at 6.95% for 30 Years 119.15
18k at 7% for 30 Years 119.75
18k at 7.05% for 30 Years 120.36
18k at 7.1% for 30 Years 120.97
18k at 7.15% for 30 Years 121.57
18k at 7.2% for 30 Years 122.18
18k at 7.25% for 30 Years 122.79
18k at 7.3% for 30 Years 123.40
18k at 7.35% for 30 Years 124.01
18k at 7.4% for 30 Years 124.63
18k at 7.45% for 30 Years 125.24
18k at 7.5% for 30 Years 125.86
18k at 7.55% for 30 Years 126.48
18k at 7.6% for 30 Years 127.09
18k at 7.65% for 30 Years 127.71
18k at 7.7% for 30 Years 128.33
18k at 7.75% for 30 Years 128.95
18k at 7.8% for 30 Years 129.58
18k at 7.85% for 30 Years 130.20
18k at 7.9% for 30 Years 130.82
18k at 7.95% for 30 Years 131.45
18k at 8% for 30 Years 132.08
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