10k Amortization Schedule

Create an amortization schedule for a 10,000 mortgage.

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Create an amortization schedule for a $10,000 mortgage.

Enter your home loan details and click Calculate. The payment details and amortization schedule will be shown. Click the download link to access a printable PDF amortization schedule.

How to use
Enter your loan details above to create an amortization table. It will show a breakdown of mortgage payments and loan balance over time. Click the "Download Amortization Schedule" option to see an easy to print version.
What's the monthly payment on a $10,000 mortgage?
The payment is based on the loan term, loan amount, and APR. For example, here's a few different monthly payments for a 10,000 mortgage over 30 years.
Rate Payment
10k at 2% for 30 Years 36.96
10k at 3% for 30 Years 42.16
10k at 4% for 30 Years 47.74
10k at 5% for 30 Years 53.68
10k at 6% for 30 Years 59.96
How does the loan length affect the payment on a 10k mortgage?
While the 30 year mortgage is the most common, other people opt for a 15 year mortgage or an ARM. See below to see how the payment changes for a 10k loan amount based on the APR and loan length.
Rate 30 Years 15 Years 10 Years 5 Years
10k at 2% 36.96 64.35 92.01 175.28
10k at 3% 42.16 69.06 96.56 179.69
10k at 4% 47.74 73.97 101.25 184.17
10k at 5% 53.68 79.08 106.07 188.71
10k at 6% 59.96 84.39 111.02 193.33
What is an amortization schedule?
An amortization schedule shows the breakdown of a loan over time. It shows how much of each payment is paid as interest and how much goes towards the balance.

For example, let's say that you have a 30 year loan for 10,000 with a 6% APR. The monthly payment of this loan is 59.96. This stays constant throughout the term of this fixed rate 30 year loan.

We then need to calculate the monthly rate, so 6% divided by 12 equals .5% per month in interest. Take a look at the chart below to see how the first few payments of the loan are calculated.
Starting Balance Payment Towards Interest Towards Balance Remaining Balance
10,000.00 59.96 50.00 9.96 9,990.04
9,990.04 59.96 49.95 10.00 9,980.04
9,980.04 59.96 49.90 10.05 9,969.99
9,969.99 59.96 49.85 10.11 9,959.88
9,959.88 59.96 49.80 10.16 9,949.72
This continues until the loan is paid off. For interest rates higher than 0%, more of the payment goes towards the balance every month.
Monthly Mortgage Payment Table By Rate For a $10,000 Loan for 30 Years
Rate Payment
10k at 3% for 30 Years 42.16
10k at 3.05% for 30 Years 42.43
10k at 3.1% for 30 Years 42.70
10k at 3.15% for 30 Years 42.97
10k at 3.2% for 30 Years 43.25
10k at 3.25% for 30 Years 43.52
10k at 3.3% for 30 Years 43.80
10k at 3.35% for 30 Years 44.07
10k at 3.4% for 30 Years 44.35
10k at 3.45% for 30 Years 44.63
10k at 3.5% for 30 Years 44.90
10k at 3.55% for 30 Years 45.18
10k at 3.6% for 30 Years 45.46
10k at 3.65% for 30 Years 45.75
10k at 3.7% for 30 Years 46.03
10k at 3.75% for 30 Years 46.31
10k at 3.8% for 30 Years 46.60
10k at 3.85% for 30 Years 46.88
10k at 3.9% for 30 Years 47.17
10k at 3.95% for 30 Years 47.45
10k at 4% for 30 Years 47.74
10k at 4.05% for 30 Years 48.03
10k at 4.1% for 30 Years 48.32
10k at 4.15% for 30 Years 48.61
10k at 4.2% for 30 Years 48.90
10k at 4.25% for 30 Years 49.19
10k at 4.3% for 30 Years 49.49
10k at 4.35% for 30 Years 49.78
10k at 4.4% for 30 Years 50.08
10k at 4.45% for 30 Years 50.37
10k at 4.5% for 30 Years 50.67
10k at 4.55% for 30 Years 50.97
10k at 4.6% for 30 Years 51.26
10k at 4.65% for 30 Years 51.56
10k at 4.7% for 30 Years 51.86
10k at 4.75% for 30 Years 52.16
10k at 4.8% for 30 Years 52.47
10k at 4.85% for 30 Years 52.77
10k at 4.9% for 30 Years 53.07
10k at 4.95% for 30 Years 53.38
10k at 5% for 30 Years 53.68
10k at 5.05% for 30 Years 53.99
10k at 5.1% for 30 Years 54.29
10k at 5.15% for 30 Years 54.60
10k at 5.2% for 30 Years 54.91
10k at 5.25% for 30 Years 55.22
10k at 5.3% for 30 Years 55.53
10k at 5.35% for 30 Years 55.84
10k at 5.4% for 30 Years 56.15
10k at 5.45% for 30 Years 56.47
10k at 5.5% for 30 Years 56.78
Rate Payment
10k at 5.55% for 30 Years 57.09
10k at 5.6% for 30 Years 57.41
10k at 5.65% for 30 Years 57.72
10k at 5.7% for 30 Years 58.04
10k at 5.75% for 30 Years 58.36
10k at 5.8% for 30 Years 58.68
10k at 5.85% for 30 Years 58.99
10k at 5.9% for 30 Years 59.31
10k at 5.95% for 30 Years 59.63
10k at 6% for 30 Years 59.96
10k at 6.05% for 30 Years 60.28
10k at 6.1% for 30 Years 60.60
10k at 6.15% for 30 Years 60.92
10k at 6.2% for 30 Years 61.25
10k at 6.25% for 30 Years 61.57
10k at 6.3% for 30 Years 61.90
10k at 6.35% for 30 Years 62.22
10k at 6.4% for 30 Years 62.55
10k at 6.45% for 30 Years 62.88
10k at 6.5% for 30 Years 63.21
10k at 6.55% for 30 Years 63.54
10k at 6.6% for 30 Years 63.87
10k at 6.65% for 30 Years 64.20
10k at 6.7% for 30 Years 64.53
10k at 6.75% for 30 Years 64.86
10k at 6.8% for 30 Years 65.19
10k at 6.85% for 30 Years 65.53
10k at 6.9% for 30 Years 65.86
10k at 6.95% for 30 Years 66.19
10k at 7% for 30 Years 66.53
10k at 7.05% for 30 Years 66.87
10k at 7.1% for 30 Years 67.20
10k at 7.15% for 30 Years 67.54
10k at 7.2% for 30 Years 67.88
10k at 7.25% for 30 Years 68.22
10k at 7.3% for 30 Years 68.56
10k at 7.35% for 30 Years 68.90
10k at 7.4% for 30 Years 69.24
10k at 7.45% for 30 Years 69.58
10k at 7.5% for 30 Years 69.92
10k at 7.55% for 30 Years 70.26
10k at 7.6% for 30 Years 70.61
10k at 7.65% for 30 Years 70.95
10k at 7.7% for 30 Years 71.30
10k at 7.75% for 30 Years 71.64
10k at 7.8% for 30 Years 71.99
10k at 7.85% for 30 Years 72.33
10k at 7.9% for 30 Years 72.68
10k at 7.95% for 30 Years 73.03
10k at 8% for 30 Years 73.38
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